3502 W 2nd St, Duluth, MN 55807 Property Records

St. Louis County property record for 3502 W 2nd St, Duluth, MN 55807

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.75 ba · 1,041 sqft · built 1925
Lot Size0.08 acres (3,502 sqft)
OwnerIndividual Name on Record
Last Sale$202,000 (Jul 2024)
Tax Bill$2,218 (2026)
Deeds & MortgagesJan 2024 Line of Credit
Apr 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN010-4000-00110

Property Details

APN / Parcel Number

Primary APN010-4000-00110
Alternative APNs
  • 1107262
  • 1168186

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,041 sqft Gross Area
1st Floor Area837 sqft
Basement Area51 sqft
Finished Basement51 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleBungalow
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area3,502 sqft (0.08 acres)

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area112 sqft
Deck Area120 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1168186
Street Address3502 W 2ND ST
CityDULUTH
StateMN
Zip55807-2807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0004 BLOCK:002 SERIAL #
Legal SubdivisionSCHLEUNES ADDITION
Legal Block2
Legal Lot Number4
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group2
Census Block2005
Census Tract15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3502 W 2ND ST, DULUTH, MN 55807-2807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2024Deed of Trust, Mortgage · Line of Credit
NORTH SHORE BANK OF COMMERCE
Apr 12, 2021Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Mar 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2024 · Amount on Record
Deed SaleJul 9, 2024 · Amount on Record
Prior SaleApr 12, 2021 · Amount on Record
Deed Document Number20241080871
Prior Transfer DateSep 16, 2015
Prior Transfer Doc0000962750
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3502 W 2ND ST, DULUTH, MN 55807-2807
Transaction TypeMortgage
Record UpdatedJan 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3502 W 2ND ST, DULUTH, MN 55807-2807

Mortgage

Document Number0001075909
DateJan 5, 2024
Instrument1075909
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueDec 20, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateApr 12, 2021
Property Address3502 W 2ND ST, DULUTH, MN 55807-2807
Document Number0001039131
Instrument DateApr 2, 2021
Instrument1039131
Transaction TypeTransfer
Record UpdatedSep 3, 2021
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$462.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3502 W 2ND ST, DULUTH, MN 55807-2807

Mortgage

Document Number0001039132
DateApr 12, 2021
Instrument1039132
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3502 W 2ND ST, DULUTH, MN 55807-2807
Document Number000T996413
Instrument DateMar 29, 2018
Transaction TypeMortgage
Record UpdatedApr 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3502 W 2ND ST DULUTH MN 558072807, DULUTH, MN 55807-2807

Mortgage

Document Number000T996413
DateMar 29, 2018
InstrumentT996413
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 28, 2033

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,218.00 (+5.42%) Homeowner's exemption
2025$2,104.00 (+2.04%) Homeowner's exemption$201,500 (+12.38%) Land $9,000 Building $192,500$201,500 (+12.38%) Land $9,000 Building $192,500
2024$2,062.00$179,300 (+19.22%) Land $9,600 Building $169,700$179,300 (+19.22%) Land $9,600 Building $169,700
2022$150,400 Land $9,900 Building $140,500$150,400 Land $9,900 Building $140,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1988–2012)
Most Recent ClaimJun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Airfiber
Fixed Wireless
100 / 20

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