3512 SE 18th Ter, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3512 SE 18th Ter, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,586 sqft · built 2017
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Mar 2021)
Tax Bill	$4,480 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1-35-37-35-0020-00000-0920`

Property Details

APN / Parcel Number

Primary APN	`1-35-37-35-0020-00000-0920`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,586 sqft Heated Area
Gross Area	2,194 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3512 SE 18TH TER
City	OKEECHOBEE
State	FL
Zip	34974-7015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAYLOR CREEK ISLES SECTION ONE (PLAT BOOK 3 PAGES 59 & 59A) LOT 92
Legal Range	35E
Legal Township	37S
Legal Section	35
Legal Subdivision	TAYLOR CREEK
Legal Lot Number	92
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2005
Census Tract	910500

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1802 W WOOD DR, PHOENIX, AZ 85029-1656
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2021 · Amount on Record
Deed Sale	Mar 17, 2021 · Amount on Record
Prior Sale	Mar 17, 2021 · Amount on Record
Deed Document Number	0000003187
Last Transfer Date	Nov 15, 2024
Transfer Doc	0000012389
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Mar 17, 2021
Property Address	3512 SE 18TH TER, OKEECHOBEE, FL 34974-7015
Document Number	0000003187
Map Reference	MB 3 PG 59
Instrument Date	Mar 16, 2021
Instrument	2021003187
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	CLEAR TITLE, CLEAR TITLE & LEGAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2902 SE 18TH TER55, TER55, OKEECHOBEE, FL 34974

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 SE 18TH TER, OKEECHOBEE, FL 34974-7015

Mortgage

Document Number	0000003188
Date	Mar 17, 2021
Instrument	2021003188

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,480.00 (+24.07%)	$332,822 (+31.25%) Land $55,800 Building $277,022	$332,822 (+11.32%) Land $55,800 Building $277,022
2023	$3,611.00 (+5.68%) Homeowner's exemption	$253,582 (+3%)	$298,986 (+21.44%) Land $37,800 Building $261,186
2022	$3,417.00 Homeowner's exemption	$246,196 Land $37,800 Building $208,396	$246,196 Land $37,800 Building $208,396

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	7 (2004–2013)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2013 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20