Okeechobee County property record for 3508 SE 18th Ter, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,944 sqft · built 1987 |
| Lot Size | 0.128 acres (5,619 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,617 (2025) |
| Deeds & Mortgages | Mar 2025 Mortgage Nov 2022 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1-35-37-35-0020-00000-093A |
| Primary APN | 1-35-37-35-0020-00000-093A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,944 sqft Heated Area |
| Gross Area | 3,488 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,619 sqft (0.128 acres) |
| Porch | Finished/Screened Porch |
| Deck Area | 304 sqft |
| Patio Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3508 SE 18TH TER |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-7015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TAYLOR CREEK ISLES SECTION 1 BEING A PORTION OF LOT 93, TAYLOR CREEK ISLES SECTION ONE, ACCORDING TO THE PLAT THEREOF AS RECO |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 35 |
| Legal Subdivision | TAYLOR CREEK |
| Legal Lot Number | 93 94 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 910500 |
Source: Okeechobee County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 13293 73RD ST N, WEST PALM BEACH, FL 33412-2702 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 20, 2025 | Warranty Deed, Transfer · Conventional Mortgage NQM FUNDING LLC |
| Nov 8, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP |
| Jan 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2025 |
| Deed Sale | Mar 19, 2025 |
| Prior Sale | Jan 3, 2022 · Amount on Record |
| Deed Document Number | 0000002856 |
| Last Transfer Date | Mar 20, 2025 |
| Transfer Doc | 0000002856 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Mar 20, 2025 |
| Property Address | 3508 SE 18TH TER, OKEECHOBEE, FL 34974-7015 |
| Document Number | 0000002856 |
| Map Reference | MB 3 PG 59 |
| Instrument Date | Mar 19, 2025 |
| Instrument | 2025002856 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2025 |
| Title Company | MELLINGER TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13293 73RD ST N, WEST PALM BEACH, FL 33412-2702 |
| Name | Verified Name |
|---|---|
| Address | 13293 73RD ST N, WEST PALM BEACH, FL 33412-2702 |
| Document Number | 0000002857 |
|---|---|
| Date | Mar 20, 2025 |
| Instrument | 2025002857 |
| Name | NQM FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Nov 8, 2022 |
| Property Address | 3508 SE 18TH TER, OKEECHOBEE, FL 34974-7015 |
| Document Number | 0000014679 |
| Map Reference | MB 3 PG 59 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 2022014679 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | CLEAR2CLOSE TITLE AND ESCROW LLC, CLEAR2CLOSE T&E LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13293 73RD ST N, WEST PALM BEACH, FL 33412-2702 |
| Name | Verified Name |
|---|---|
| Address | 13293 73RD ST N, PALM BEACH GARDENS, FL 33412-2702 |
| Document Number | 0000014680 |
|---|---|
| Date | Nov 8, 2022 |
| Instrument | 2022014680 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jan 3, 2022 |
| Property Address | 3508 SE 18TH TER, OKEECHOBEE, FL 34974-7015 |
| Document Number | 0000000018 |
| Map Reference | MB 3 PG 59 |
| Instrument Date | Dec 29, 2021 |
| Instrument | 2022000018 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | TITLE PROS OF FLORIDA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $647.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 HAMILTON RD, NANCY, KY 42544-7654 |
| Name | Verified Name |
|---|---|
| Address | 13293 73RD ST N, WEST PALM BEACH, FL 33412-2702 |
| Document Number | 0000000019 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 2022000019 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,617.00 (-5.35%) | $344,655 (+13.26%) Land $55,800 Building $288,855 | $344,655 (+13.26%) Land $55,800 Building $288,855 |
| 2023 | $4,878.00 (+39.53%) | $304,293 (+43.79%) Land $37,800 Building $266,493 | $304,293 (+43.79%) Land $37,800 Building $266,493 |
| 2022 | $3,496.00 | $211,623 Land $37,800 Building $173,823 | $211,623 Land $37,800 Building $173,823 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 7 (2004–2013) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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