Osceola County property record for 3512 Sanctuary Dr, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,696 sqft · built 2015 |
| Lot Size | 0.037 acres (1,611 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $209,000 (Aug 2020) |
| Tax Bill | $2,829 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-26-30-0058-0001-0430 |
| Primary APN | 15-26-30-0058-0001-0430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,696 sqft Living Area |
| Gross Area | 1,934 sqft |
| 1st Floor Area | 920 sqft |
| Upper Floors Area | 776 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,611 sqft (0.037 acres) |
| Lot Dimensions | 58 ft deep x 28 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 18 sqft |
| Patio Area | 133 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3512 SANCTUARY DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-7123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR3 |
| Legal Description | SANCTUARY AT SOUTH TOWN PB 18 PG 119 LOT 43 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 15 |
| Legal Subdivision | SANCTUARY AT SOUTH TOWN |
| Legal Tract | 58 |
| Legal Block | 430 |
| Legal Lot Number | 43 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 43208 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3512 SANCTUARY DR, SAINT CLOUD, FL 34769-7123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Aug 14, 2020 | Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2020 · Amount on Record |
| Deed Sale | Aug 14, 2020 · Amount on Record |
| Deed Document Number | 2020107597 |
| Deed Book / Page | 5774 / 2284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3512 SANCTUARY DR, SAINT CLOUD, FL 34769-7123 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3512 SANCTUARY DR, SAINT CLOUD, FL 34769-7123 |
| Document Number | 0061152022 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 6115/2022 |
| Instrument | 2021199102 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 14, 2020 |
| Property Address | 3512 SANCTUARY DR, SAINT CLOUD, FL 34769-7123 |
| Document Number | 0057742284 |
| Book / Page | 5774 / 2284 |
| Map Reference | MB 18 PG 119 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 2020107597 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | OLIVER TITLE LAW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,463.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4655 S HAMPTON DR, 4655, ORLANDO, FL 32812-5938 |
| Name | Verified Name |
|---|---|
| Address | 3512 SANCTUARY DR, SAINT CLOUD, FL 34769-7123 |
| Document Number | 0057742286 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 5774/2286 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,829.00 (+3.63%) Homeowner's exemption | $200,931 (+5.99%) | $258,800 (+9.01%) Land $40,000 Building $218,800 |
| 2024 | $2,730.00 (+2.82%) | ||
| 2023 | $2,655.00 (+3.83%) Homeowner's exemption | $189,582 (+3%) | $237,400 (+12.62%) Land $14,900 Building $222,500 |
| 2022 | $2,557.00 Homeowner's exemption | $184,061 | $210,800 Land $14,900 Building $195,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Xfinity.
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