3508 Sanctuary Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3508 Sanctuary Dr, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,832 sqft · built 2015
Lot Size	0.037 acres (1,611 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (Apr 2017)
Tax Bill	$2,683 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-26-30-0058-0001-0410`

Property Details

APN / Parcel Number

Primary APN	`15-26-30-0058-0001-0410`
Alternative APNs	`263015005800010410` `138502`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,832 sqft Living Area
Gross Area	2,198 sqft
1st Floor Area	824 sqft
Upper Floors Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,611 sqft (0.037 acres)
Lot Dimensions	58 ft deep x 28 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	86 sqft
Patio Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3508 SANCTUARY DR
City	SAINT CLOUD
State	FL
Zip	34769-7123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	SANCTUARY AT SOUTH TOWN PB 18 PG 119 LOT 41
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	SANCTUARY AT SOUTH TOWN
Legal Tract	58
Legal Block	410
Legal Lot Number	41
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3034
Census Tract	43208

Owner

Source: Osceola County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	60 GARDEN LN, CENTEREACH, NY 11720-2523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 24, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2017 · Amount on Record
Deed Sale	Apr 24, 2017 · Amount on Record
Prior Sale	May 13, 2016 · Amount on Record
Deed Document Number	201760717
Deed Book / Page	5137 / 30
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3508 SANCTUARY DR, SAINT CLOUD, FL 34769-7123
Document Number	0057261910
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3508 SANCTUARY DR ST CLOUD FL 347697123, ST CLOUD, FL 34769-7123

Mortgage

Document Number	0057261910
Date	May 26, 2020
Book Page	005726/001910
Instrument	67583

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48266-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 25, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3508 SANCTUARY DR, SAINT CLOUD, FL 34769-7123
Document Number	0055711807
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3508 SANCTUARY DR ST CLOUD FL 347697123, ST CLOUD, FL 34769-7123

Mortgage

Document Number	0055711807
Date	Aug 12, 2019
Book Page	005571/001807
Instrument	103368

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 11, 2044

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 24, 2017
Property Address	3508 SANCTUARY DR, SAINT CLOUD, FL 34769-7123
Document Number	0051370030
Book / Page	005137 / 000030
Instrument Date	Apr 21, 2017
Instrument	60717
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	OSCEOLA TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,323.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3508 SANCTUARY DR ST CLOUD FL 347697123, ST CLOUD, FL 34769-7123

Mortgage

Document Number	51370032
Date	Apr 24, 2017
Book Page	005137/000032
Instrument	60718

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,683.00 (+3.71%) Homeowner's exemption Widower's exemption	$197,815 (+5.99%)	$271,600 (+8.51%) Land $40,000 Building $231,600
2024	$2,587.00 (+2.99%)
2023	$2,512.00 (+0.6%) Homeowner's exemption Widower's exemption	$186,642 (+3%)	$250,300 (+12.65%) Land $14,900 Building $235,400
2022	$2,497.00 Homeowner's exemption Widower's exemption	$181,206	$222,200 Land $14,900 Building $207,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Xfinity.

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