3512 1st Ave, McHenry, IL 60050 Property Records

McHenry County property record for 3512 1st Ave, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	1,316 sqft · built 1892
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$308,000 (Nov 2025)
Tax Bill	$5,170 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2024 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-251-006`

Property Details

APN / Parcel Number

Primary APN	`09-26-251-006`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,316 sqft Living Area
1st Floor Area	812 sqft
Basement Area	812 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Lot Area	16,553 sqft (0.38 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	242 sqft

Location & Zoning

Street Address	3512 1ST AVE
City	MCHENRY
State	IL
Zip	60050-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2024R0030351 N1/2 PT E 1A S PT LT 5 MCHENRY PLAT NO 9
Legal Subdivision	MCHENRY PLAT NO 9
Legal Block	251
Legal Lot Number	5
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3023
Census Tract	870604

Owner

3512 1st Ave is owned and occupied by two individuals who bought it in November 2025.

Source: McHenry County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3512 1ST AVE, MCHENRY, IL 60050-4407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Nov 18, 2024	Deed, Transfer · Construction Mortgage SILVER HILL FINANCIAL LLC
Dec 18, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on File
Deed Sale	Nov 7, 2025 · Amount on File
Prior Sale	Nov 18, 2024 · Amount on File
Deed Document Number	202531370
Prior Transfer Date	Dec 18, 2023
Prior Transfer Doc	0000031719
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 7, 2025
Property Address	3512 1ST AVE, MCHENRY, IL 60050-4407
Document Number	0000031370
Instrument Date	Oct 22, 2025
Instrument	2025R0031370
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	GREATER ILLINOIS TITLE COMPANY, GIT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3512 1ST AVE, MCHENRY, IL 60050-4407

Mortgage

Document Number	0000031371
Date	Nov 7, 2025
Instrument	2025R0031371

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Mortgage

Document Number	0000031372
Date	Nov 7, 2025
Instrument	2025R0031372

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2035

Interest

Rate	9.25%

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 18, 2024
Property Address	3512 1ST AVE, MCHENRY, IL 60050-4407
Document Number	0000030351
Instrument Date	Nov 5, 2024
Instrument	2024R0030351
Transaction Type	Transfer
Record Updated	Nov 29, 2024
Title Company	GREATER ILLINOIS TITLE

Transaction

Amount	Amount on Record
Tax	$62.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25542 W DRESSEL RD, ANTIOCH, IL 60002-8729

Mortgage

Document Number	0000030352
Date	Nov 18, 2024
Instrument	2024R0030352

Lender

Name	SILVER HILL FINANCIAL LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Dec 1, 2025

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Dec 18, 2023
Property Address	3512 1ST AVE, MCHENRY, IL 60050-4407
Document Number	0000031719
Instrument Date	Dec 18, 2023
Instrument	2023R0031719
Transaction Type	Transfer
Record Updated	Dec 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 1ST AVE, MCHENRY, IL 60050-4407

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,170.00 Homeowner's exemption	$69,118 Land $12,866 Building $56,252	$207,354 Land $38,598 Building $168,756
2022	Homeowner's exemption	$57,448 Land $10,694 Building $46,754	$172,344 Land $32,082 Building $140,262

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3512 1st Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3512 1st Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband, Verizon.

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