3504 1st Ave, McHenry, IL 60050 Property Records

McHenry County property record for 3504 1st Ave, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	1,131 sqft · built 1950
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Company Names on File
Last Sale	$178,000 (Dec 2022)
Tax Bill	$4,998 (2024)
Deeds & Mortgages	Jul 2023 Transfer Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-251-008`

Property Details

APN / Parcel Number

Primary APN	`09-26-251-008`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,131 sqft Living Area
1st Floor Area	1,131 sqft
Basement Area	1,057 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	3504 1ST AVE
City	MCHENRY
State	IL
Zip	60050-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0017489 N1/2 PT S PT LT 5 MCHENRY PLAT NO 9 MEMO: ARGUETA, ANDRES LIV TR - 50% INT/ARGUETA, LUCILA LIV TR - 50% INT
Legal Subdivision	MCHENRY PLAT NO 9
Legal Block	251
Legal Lot Number	5
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3023
Census Tract	870604

Owner

3504 1st Ave is owned by a company that acquired it in March 2023.

Source: McHenry County records, as of March 27, 2026

Owner of Record	2 Company Names on File
Mailing Address	1028 DEER CREEK RD, CARPENTERSVILLE, IL 60110-1938
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Intrafamily Transfer, Transfer
Jul 19, 2023	Intrafamily Transfer, Transfer
Dec 6, 2022	Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2022 · Amount on File
Deed Sale	Dec 6, 2022 · Amount on File
Last Transfer Date	Mar 1, 2023
Transfer Doc	0000017489
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jul 19, 2023
Property Address	3504 1ST AVE, MCHENRY, IL 60050-4407
Document Number	0000017489
Instrument Date	Mar 1, 2023
Instrument	2023R0017489
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1028 DEER CREEK RD, CARPENTERSVILLE, IL 60110-1938

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jul 19, 2023
Property Address	3504 1ST AVE, MCHENRY, IL 60050-4407
Document Number	0000017489
Instrument Date	Mar 1, 2023
Instrument	2023R0017489
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1028 DEER CREEK RD, CARPENTERSVILLE, IL 60110-1938

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 6, 2022
Property Address	3504 1ST AVE, MCHENRY, IL 60050-4407
Document Number	0000040372
Instrument Date	Nov 30, 2022
Instrument	2022R0040372
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3504 1ST AVE, MCHENRY, IL 60050-4407

Mortgage

Document Number	0000040373
Date	Dec 6, 2022
Instrument	2022R0040373

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,998.00	$59,084 Land $10,824 Building $48,260	$177,252 Land $32,472 Building $144,780
2022	Homeowner's exemption	$49,107 Land $8,996 Building $40,111	$147,321 Land $26,988 Building $120,333

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3504 1st Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3504 1st Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband, Verizon.

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