Emmet County property record for 3511 Quick Rd, Harbor Springs, MI 49740
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 988 sqft · built 1982 |
| Lot Size | 0.999 acres (43,539 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,655 (2024) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-15-12-126-007 |
| Primary APN | 16-15-12-126-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 43,539 sqft (0.999 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3511 QUICK RD |
|---|---|
| City | HARBOR SPRINGS |
| State | MI |
| Zip | 49740-9346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WTT R-1 |
| Legal Description | PLAT OF TOWN & COUNTRY ESTATES, LOT 1. SECTION 12, T35N, R6W |
| Legal Range | 06W |
| Legal Township | 35N |
| Legal Section | 12 |
| Legal Subdivision | TOWN & COUNTRY ESTATE |
| Legal Lot Number | 1 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | WEST TRAVERSE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 970400 |
3511 Quick Rd is owned and occupied by an individual who acquired it in July 2017.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3511 QUICK RD, HARBOR SPRINGS, MI 49740-9346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Sep 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ST FRANCIS X FEDERAL CREDIT UNION |
| Aug 2, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 1998 |
| Deed Sale | Apr 2, 1998 |
| Prior Sale | Nov 1, 1996 · Amount on File |
| Last Transfer Date | Jul 26, 2017 |
| Transfer Doc | 1196/0679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jul 14, 2026 |
| Property Address | 3511 QUICK RD, HARBOR SPRINGS, MI 49740-9346 |
| Document Number | 0005229425 |
| Book / Page | 1276 / 377 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 20265229425 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3511 QUICK RD, HARBOR SPRINGS, MI 49740-9346 |
| Document Number | 0005229425, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 1276/377 |
| Instrument | 20265229425 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3511 QUICK RD, HARBOR SPRINGS, MI 49740-9346 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1215/558 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 1215/558 |
| Instrument | 5168476 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2029 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Aug 2, 2017 |
| Property Address | 3511 QUICK RD, HARBOR SPRINGS, MI 49740-9346 |
| Document Number | 1196/0679 |
| Book / Page | 1196 / 0679 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 5149555 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 226, HARBOR SPRINGS, MI 49740-0226 |
| Name | Verified Name |
|---|---|
| Address | 3511 QUICK RD, HARBOR SPRINGS, MI 49740-9346 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | West Traverse Township |
| Unified School District | Harbor Springs School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,000 Land $177,000 | $354,000 Land $354,000 | |
| 2024 | $1,655.00 | ||
| 2023 | $131,300 Land $131,300 | $262,600 Land $262,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3511 Quick Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3511 Quick Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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