Emmet County property record for 3473 Quick Rd, Harbor Springs, MI 49740
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,053 sqft · built 2018 |
| Lot Size | 13.6 acres (594,311 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,921 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-15-12-200-013 |
| Primary APN | 16-15-12-200-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,053 sqft Living Area |
| 1st Floor Area | 2,053 sqft |
| Basement Area | 2,053 sqft |
| Unfinished Basement | 2,053 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 594,311 sqft |
| Garage Area | 2,375 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3473 QUICK RD |
|---|---|
| City | HARBOR SPRINGS |
| State | MI |
| Zip | 49740-9346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WTT R-1 |
| Legal Description | PT OF W ? OF NE ? OF SECTION 12, BEG AT N ? COR OF SD SEC, TH ALG N LN S89?38?56?E 276.50 FT, TH S00?23?05?W 228 FT, TH S 89?38?56?E 29 FT, TH S00?23?05?W 643.28 FT, TH S89?38?56?E 305 FT, TH S00?23?05?W 555.97 FT, TH N89?38?56?W 610.50 FT TO N/S ? L |
| Jurisdiction | EMMET MI |
| Township / Civil Division | WEST TRAVERSE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 970400 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3473 QUICK RD, HARBOR SPRINGS, MI 49740-9346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Mar 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3473 QUICK RD, HARBOR SPRINGS, MI 49740-9346 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3473 QUICK RD, HARBOR SPRINGS, MI 49740-9346 |
| Document Number | 0000001228/0000000407 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 0000001228/0000000407 |
| Instrument | 5181357 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3473 QUICK RD, HARBOR SPRINGS, MI 49740-9346 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3473 QUICK RD, HARBOR SPRINGS, MI 49740-9346 |
| Document Number | 0000001219/0000000758 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 0000001219/0000000758 |
| Instrument | 5172701 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2035 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | West Traverse Township |
| Unified School District | Harbor Springs School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $428,700 (+55.33%) Land $428,700 | $857,400 (+55.33%) Land $857,400 | |
| 2024 | $4,921.00 | ||
| 2023 | $276,000 Land $276,000 | $552,000 Land $552,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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