3511 Pine Top Dr, Valrico, FL 33594 Property Records

Hillsborough County property record for 3511 Pine Top Dr, Valrico, FL 33594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,082 sqft · built 2002
Lot Size0.164 acres (7,150 sqft)
OwnerIndividual Name on Record
Last Sale$228,000 (Jul 2018)
Tax Bill$4,276 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Aug 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN085740-1374

Property Details

APN / Parcel Number

Primary APN085740-1374
Alternative APN
  • U2029215PCB00000000170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,082 sqft Living Area
Gross Area2,805 sqft
1st Floor Area2,082 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2018
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,150 sqft (0.164 acres)
Lot Dimensions110 ft deep x 65 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area323 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0857401374
Street Address3511 PINE TOP DR
CityVALRICO
StateFL
Zip33594-7622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionSOMERSET TRACT B LOT 17 BLOCK B
Legal Range21E
Legal Township29S
Legal Section20
Legal SubdivisionSOMERSET TRACT B
Legal TractB
Legal BlockB
Legal Lot Number17
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group2
Census Block2008
Census Tract12209

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3511 PINE TOP DR, VALRICO, FL 33594-7622
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Deed of Trust, Mortgage · Line of Credit
CROSSCOUNTRY MORTGAGE LLC
Aug 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 24, 2018Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Feb 28, 2018Warranty Deed, Transfer · Construction Mortgage
ANCHOR NATIONWIDE LOANS LLC
Jun 21, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2018 · Amount on Record
Deed SaleJul 24, 2018 · Amount on Record
Prior SaleFeb 28, 2018 · Amount on Record
Deed Document Number2018295250
Deed Book / Page25938 / 676
Prior Transfer DateJun 19, 2017
Prior Transfer Doc0000244678
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address3511 PINE TOP DR, VALRICO, FL 33594-7622
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3511 PINE TOP DR, VALRICO, FL 33594-7622

Mortgage

Document Number0000466690
DateOct 30, 2025
Instrument2025466690
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeLine of Credit
AmountAmount Recorded
Term357 Months
DueJul 24, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address3511 PINE TOP DR, VALRICO, FL 33594-7622
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3511 PINE TOP DR, VALRICO, FL 33594-7622

Mortgage

Document Number2021386816
DateAug 3, 2021
Instrument2021386816
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 24, 2018
Property Address3511 PINE TOP DR, VALRICO, FL 33594-7622
Document Number0000295250
Book / Page25938 / 0676
Map ReferenceMB 89 PG 26
Instrument DateJul 19, 2018
Instrument2018295250
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyPEER TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,596.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1607 W CLEVELAND ST, 1607, TAMPA, FL 33606-1883

Transferred To (Grantee/Buyer)

NameVerified Name
Address3511 PINE TOP DR, VALRICO, FL 33594-7622

Mortgage

Document Number0000295251
DateJul 24, 2018
Instrument2018295251
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Mortgage

Document Number0259380678
DateJul 24, 2018
Book Page25938/0678
Instrument2018295251
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateFeb 28, 2018
Property Address3511 PINE TOP DR, VALRICO, FL 33594-7622
Document Number0255850081
Book / Page025585 / 000081
Instrument DateFeb 21, 2018
Instrument78743
Transaction TypeTransfer
Record UpdatedMar 12, 2018
Title CompanyPEER TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address1607 W CLEVELAND ST TAMPA FL 336061883, TAMPA, FL 33606-1883

Mortgage

Document Number255850083
DateFeb 28, 2018
Book Page025585/000083
Instrument78744
Lender
NameANCHOR NATIONWIDE LOANS LLC
AddressCALABASAS, CA 91302
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 27, 2019

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateJun 21, 2017
Property Address3511 PINE TOP DR, VALRICO, FL 33594-7622
Document Number0250350353
Book / Page025035 / 000353
Instrument DateJun 19, 2017
Instrument244678
Transaction TypeTransfer
Record UpdatedJul 6, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address6916 SILVER SAGE CIR TAMPA FL 336341151, TAMPA, FL 33634-1151

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$252,625 (+2.7%)$372,315 (-1.12%) Land $103,686 Building $268,629
2025$4,276.00 (+10.29%) Homeowner's exemption Widower's exemption$245,983 (+5.99%)$376,548 (-2.22%) Land $103,686 Building $272,862
2023$3,877.00 (+2.95%) Homeowner's exemption Widower's exemption$232,088 (+3%)$385,093 (+6.68%) Land $103,686 Building $281,407
2022$3,766.00 Homeowner's exemption Widower's exemption$225,328$360,969 Land $87,734 Building $273,235

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims4 (2014–2024)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 53% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Pine Top Dr

Nearby Streets

Search Property Records by Address or Parcel Number