3503 Pine Top Dr, Valrico, FL 33594 Property Records

Hillsborough County property record for 3503 Pine Top Dr, Valrico, FL 33594

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,966 sqft · built 2003
Lot Size	0.194 acres (8,432 sqft)
Owner	2 Individual Names on File
Last Sale	$207,000 (Jun 2019)
Tax Bill	$4,711 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`085740-1366`

Property Details

APN / Parcel Number

Primary APN	`085740-1366`
Alternative APN	`U2029215PCB00000000130`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,966 sqft Living Area
Gross Area	2,446 sqft
1st Floor Area	1,966 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,432 sqft (0.194 acres)
Lot Dimensions	110 ft deep x 79.1 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	230 sqft
Porch	Open Porch
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0857401366
Street Address	3503 PINE TOP DR
City	VALRICO
State	FL
Zip	33594-7622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SOMERSET TRACT B LOT 13 BLOCK B
Legal Range	21E
Legal Township	29S
Legal Section	20
Legal Subdivision	SOMERSET TRACT B
Legal Tract	B
Legal Block	B
Legal Lot Number	13
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2008
Census Tract	12209

Owner

3503 Pine Top Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3503 PINE TOP DR, VALRICO, FL 33594-7622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2019 · Amount on File
Deed Sale	Jun 18, 2019 · Amount on File
Prior Sale	Jun 20, 2003 · Amount on File
Deed Document Number	2019260794
Deed Book / Page	26717 / 443
Prior Transfer Date	May 31, 2016
Prior Transfer Doc	0000415774
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jun 18, 2019
Property Address	3503 PINE TOP DR, VALRICO, FL 33594-7622
Document Number	0000260794
Book / Page	26717 / 0443
Map Reference	MB 89 PG 26
Instrument Date	Jun 14, 2019
Instrument	2019260794
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FOUNDATION TITLE & TRUST LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,449.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12816 SYDNEY RD, 12816, DOVER, FL 33527-5961

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3503 PINE TOP DR, VALRICO, FL 33594-7622

Mortgage

Document Number	0267170445
Date	Jun 18, 2019
Instrument	26717/0445

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3503 Pine Top Dr was $4,711 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,088 (+2.7%)	$365,015 (-4.86%) Land $123,513 Building $241,502
2025	$4,711.00 Homeowner's exemption	$261,040	$383,672 Land $123,513 Building $260,159
2023	$4,255.00 (+5.06%) Homeowner's exemption	$246,294 (+3%)	$367,169 (+5.49%) Land $123,513 Building $243,656
2022	$4,050.00 Homeowner's exemption	$239,120	$348,045 Land $104,511 Building $243,534

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3503 Pine Top Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	4 (2014–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3503 Pine Top Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20