Coconino County property record for 3487 Bear Howard, Flagstaff, AZ 86005
| Property Type | Rural Home |
|---|---|
| Details | 4 ba · 2,747 sqft · built 1996 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,561,898 (Sep 2026) |
| Tax Bill | $6,059 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-39-026 |
| Primary APN | 116-39-026 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,747 sqft Living Area |
| 1st Floor Area | 2,747 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Frame Wood |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Type | Attached |
| Garage Area | 856 sqft |
| Porch | Slab |
| Deck Area | Deck Area |
| Patio Area | 1,011 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0044886 |
|---|---|
| Street Address | 3487 BEAR HOWARD |
| City | FLAGSTAFF |
| State | AZ |
| Zip | 86005-4308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SUBDIVISION: FOREST HIGHLANDS UNIT 02 LOT: 154 SIXTEENTH: NW QUARTER: NE SECTION: 19 TOWNSHIP: 20N RANGE: 07E SIXTEENTH: NE QUARTER: NW SECTION: 19 TOWNSHIP: 20N RANGE: 07E |
| Legal Subdivision | FOREST HIGHLANDS UNIT 02 |
| Legal Lot Number | 154 |
| Jurisdiction | COCONINO AZ |
| Township / Civil Division | FLAGSTAFF |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2202 |
Source: Coconino County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7500 E BOULDERS PKWY, 49, SCOTTSDALE, AZ 85266-1211 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2026 · Amount on Record |
| Deed Sale | Sep 29, 2026 · Amount on Record |
| Prior Sale | Aug 4, 1998 · Amount on Record |
| Deed Document Number | 20264047922 |
| Prior Transfer Date | Aug 20, 1996 |
| Prior Transfer Doc | 0000026239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COCONINO AZ |
| Recording Date | Sep 29, 2026 |
| Property Address | 3487 BEAR HOWARD, FLAGSTAFF, AZ 86005-4308 |
| Document Number | 0004047922 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 20264047922 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2026 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7500 E BOULDERS PKWY, 49, SCOTTSDALE, AZ 85266-1211 |
| Document Number | 0004047923, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 20264047923 |
| Name | TRUWEST CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Coconino County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Coconino County |
| Unified School District | Flagstaff Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,804 (+10.16%) Land $31,160 Building $100,644 | ||
| 2025 | $6,059.00 (+12.77%) | $119,643 (+10.35%) | $1,196,429 (+10.35%) Land $266,119 Building $930,310 |
| 2024 | $108,426 Land $23,194 Building $85,232 | ||
| 2023 | $5,373.00 | $1,084,254 Land $231,937 Building $852,317 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 76% of Arizona |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOREST HIGHLANDS WATER COMPANY private · serves 1,681 people · EPA ID AZ0403073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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