3511 97th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3511 97th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,210 sqft · built 1983
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,019 (May 2026)
Tax Bill	$4,668 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R100323`

Property Details

APN / Parcel Number

Primary APN	`R100323`
Alternative APN	`R7290000000008520000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,210 sqft Living Area
Gross Area	2,738 sqft
1st Floor Area	2,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3511 97TH ST
City	LUBBOCK
State	TX
Zip	79423-3839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAINTREE L 852
Legal Subdivision	RAINTREE
Legal Lot Number	852
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2017
Census Tract	10504

Owner

Source: Lubbock County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3506 COUNTY ROAD 7730, LUBBOCK, TX 79423-5488
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed, Transfer · Conventional Mortgage HUB CITY TITLE
Oct 11, 2019	Warranty Deed, Transfer ARROWHEAD BK
Jun 18, 2018	Vendor's Lien, Transfer · FHA Mortgage HOMETRUST MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Sep 23, 2022
Deed Document Number	202617809
Prior Transfer Date	Jun 15, 2018
Prior Transfer Doc	0000022573
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LUBBOCK TX
Recording Date	May 11, 2026
Property Address	3511 97TH ST, LUBBOCK, TX 79423-3839
Document Number	0000017809
Instrument Date	May 11, 2026
Instrument	2026.17809
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	HUB CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3506 COUNTY ROAD 7730, LUBBOCK, TX 79423-5488

Mortgage

Document Number	0000017810,
Date	May 11, 2026
Instrument	2026..17810

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 11, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Oct 11, 2019
Property Address	3511 97TH ST, LUBBOCK, TX 79423-3839
Document Number	0000040035
Instrument Date	Oct 11, 2019
Instrument	40035
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3914 86TH ST LUBBOCK TX 794232906, LUBBOCK, TX 79423-2906

Mortgage

Document Number	40036
Date	Oct 11, 2019
Instrument	40036

Lender

Name	ARROWHEAD BK
Type	Bank
Address	LLANO, TX 78643

Agreement

Amount	Amount Recorded

Interest

Rate	10%

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jun 18, 2018
Property Address	3511 97TH ST, LUBBOCK, TX 79423-3839
Document Number	0000022573
Map Reference	VOL1577 PG498
Instrument Date	Jun 15, 2018
Instrument	2018022573
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4016 94TH ST, 4016, LUBBOCK, TX 79423-3930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3511 97TH ST, LUBBOCK, TX 79423-3839

Mortgage

Document Number	0000022574
Date	Jun 18, 2018
Instrument	2018022574

Lender

Name	HOMETRUST MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,668.00 (-5.33%)	$263,850 (+1.78%) Land $12,800 Building $251,050	$263,850 (+1.78%) Land $12,800 Building $251,050
2024	$4,931.00 (+2.35%)
2023	$4,818.00 (+48.8%) Homeowner's exemption	$259,229 Land $12,800 Building $246,429	$259,229 Land $12,800 Building $246,429
2022	$3,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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