3508 97th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3508 97th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,173 sqft · built 1983
Lot Size	0.214 acres (9,350 sqft)
Owner	Individual Name on Record
Tax Bill	$3,861 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R98241`

Property Details

APN / Parcel Number

Primary APN	`R98241`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,173 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	9,350 sqft (0.214 acres)
Lot Dimensions	110 ft deep x 85 ft wide
Garage Area	529 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3508 97TH ST
City	LUBBOCK
State	TX
Zip	79423-3840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	RAINTREE L 775
Legal Subdivision	RAINTREE
Legal Lot Number	7750
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2014
Census Tract	10504

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3508 97TH ST, LUBBOCK, TX 79423-3840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 22, 2020	Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2022
Deed Sale	Apr 6, 2022
Prior Sale	Jul 22, 2020
Deed Document Number	2022-16486
Record Updated	Jun 8, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Apr 6, 2022
Property Address	3508 97TH ST, LUBBOCK, TX 79423-3840
Document Number	0000016486
Map Reference	VOL 1577 PG 498
Instrument Date	Apr 6, 2022
Instrument	2022016486
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3508 97TH ST, LUBBOCK, TX 79423-3840

Mortgage

Document Number	0000016487
Date	Apr 6, 2022
Instrument	2022016487

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 22, 2020
Property Address	3508 97TH ST, LUBBOCK, TX 79423-3840
Document Number	0000030478
Map Reference	VOL 1577 PG 498
Instrument Date	Jul 20, 2020
Instrument	2020030478
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3508 97TH ST, LUBBOCK, TX 79423-3840

Mortgage

Document Number	0000030479
Date	Jul 22, 2020
Instrument	2020030479

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,861.00 (-24.23%) Homeowner's exemption	$272,717 (+1.78%) Land $13,600 Building $259,117	$272,717 (+1.78%) Land $13,600 Building $259,117
2024	$5,096.00 (+2.33%)
2023	$4,980.00 (+11.86%) Homeowner's exemption	$267,949 Land $13,600 Building $254,349	$267,949 Land $13,600 Building $254,349
2022	$4,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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