35109 Nancy Rd, Callahan, FL 32011 Property Records

Nassau County property record for 35109 Nancy Rd, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,382 sqft · built 1970
Lot Size	0.934 acres (40,664 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Jan 2023)
Tax Bill	$2,739 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-2N-24-226B-0053-0000`

Property Details

APN / Parcel Number

Primary APN	`25-2N-24-226B-0053-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,382 sqft Living Area
Gross Area	2,866 sqft
1st Floor Area	2,382 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	40,664 sqft (0.934 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Finished/Open Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	35109 NANCY RD
City	CALLAHAN
State	FL
Zip	32011-6131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOTS 53 & 54 A E EWING SUB 2 PB 5/20
Legal Range	24E
Legal Township	02N
Legal Section	25
Legal Subdivision	EWING SUB 2
Legal Lot Number	B0053
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2011
Census Tract	50507

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54108 CRAVEY RD, CALLAHAN, FL 32011-4667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2023 · Amount on Record
Deed Sale	Jan 12, 2023 · Amount on Record
Deed Document Number	20231054
Deed Book / Page	2613 / 108
Prior Transfer Date	Aug 4, 2011
Prior Transfer Doc	0017500574
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jan 12, 2023
Property Address	35109 NANCY RD, CALLAHAN, FL 32011-6131
Document Number	0026130108
Book / Page	2613 / 108
Map Reference	MB 5 PG 20
Instrument Date	Jan 11, 2023
Instrument	202345001054
Transaction Type	Transfer
Record Updated	Feb 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5323 RIVER RD, HILLIARD, FL 32046-5515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54108 CRAVEY RD, CALLAHAN, FL 32011-4667

Mortgage

Document Number	0002613111
Date	Jan 12, 2023
Instrument	2613/111

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,739.00 (-38.26%) Homeowner's exemption	$218,814 (-22.92%)	$315,718 (+11.22%) Land $40,000 Building $275,718
2024	$4,436.00 (+5.92%)	$283,863 (+8.18%) Land $40,000 Building $243,863	$283,863 (+8.18%) Land $40,000 Building $243,863
2023	$4,188.00 (+344.11%)	$262,394 (+153.44%) Land $40,000 Building $222,394	$262,394 (+43.01%) Land $40,000 Building $222,394
2022	$943.00 Homeowner's exemption	$103,535	$183,480 Land $40,000 Building $143,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20