Bedford County property record for 3510 White Rd, Forest, VA 24551
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2.5 ba · 2,490 sqft · built 2003 |
| Lot Size | 6.38 acres (277,913 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,902 (2026) |
| Deeds & Mortgages | Nov 2017 Refinance Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 80 4 6B |
| Primary APN | 80 4 6B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,490 sqft Living Area |
| 1st Floor Area | 2,490 sqft |
| Basement Area | 2,490 sqft |
| Unfinished Basement | 2,490 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 277,913 sqft (6.38 acres) |
| Porch | Porch |
| Porch Area | 944 sqft |
| Deck Area | 488 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 3510 WHITE RD |
|---|---|
| City | FOREST |
| State | VA |
| Zip | 24551-3446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RESUB TR 6 - LT 3 |
| Legal Subdivision | SADDLE CREEK |
| Legal Tract | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 30204 |
Source: Bedford County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3510 WHITE RD, FOREST, VA 24551-3446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance SUNTRUST MORTGAGE INC |
| Mar 8, 2018 | Deed of Trust, Mortgage · Commercial Mortgage UNION BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 3510 WHITE RD, FOREST, VA 24551-3446 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0170010631 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 170010631 |
| Name | SUNTRUST MORTGAGE INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 3510 WHITE RD, FOREST, VA 24551-3446 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0180002051 |
|---|---|
| Date | Mar 8, 2018 |
| Instrument | 180002051 |
| Name | UNION BANK & TRUST |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,902.00 | $464,100 (+1%) Land $90,400 Building $373,700 | |
| 2023 | $1,902.00 Additional exemption filed | $232,050 | $464,100 Land $90,400 Building $373,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 73% of Virginia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 1,200 / 1,200 |
4G LTE (outdoors only), no 5G reported
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