2927 White Rd, Forest, VA 24551 Property Records

Bedford County property record for 2927 White Rd, Forest, VA 24551

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 864 sqft · built 1977
Lot Size	35.4 acres (1,542,024 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,000 (Jan 2022)
Tax Bill	$908 (2026)
Deeds & Mortgages	Jul 2023 Refinance May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`79 A 13A`

Property Details

APN / Parcel Number

Primary APN	`79 A 13A`
Alternative APNs	`7901700` `485565`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	864 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Rustic
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	1,542,024 sqft (35.4 acres)
Porch	Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	2927 WHITE RD
City	FOREST
State	VA
Zip	24551-3386
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ELK CR
Legal Subdivision	ELK CR
Jurisdiction	BEDFORD VA
Township / Civil Division	7
Census Block Group	1
Census Block	1001
Census Tract	30204

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2927 WHITE RD, FOREST, VA 24551-3386
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC
May 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST BANK AND TRUST COMPANY
Jan 31, 2022	Warranty Deed, Transfer NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Deed Document Number	20221203
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	2927 WHITE RD, FOREST, VA 24551-3386
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	BROKERS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230005709
Date	Jul 14, 2023
Instrument	230005709

Lender

Name	RELIANCE FIRST CAPITAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	253 Months
Due	Aug 1, 2044

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	2927 WHITE RD, FOREST, VA 24551-3386
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	VIRGINIA TITLE CTR LLC, VIRGINIA TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180004906
Date	May 30, 2018
Instrument	180004906

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2033

Interest

Rate Type	Fixed Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jan 31, 2022
Property Address	2927 WHITE RD, FOREST, VA 24551-3386
Document Number	0220001203
Instrument Date	Dec 8, 2021
Instrument	220001203
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 DALTONS DR, FOREST, VA 24551-4713

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$908.00	$221,600 (+1%) Land $157,000 Building $64,600
2023	$908.00 Additional exemption filed	$110,800	$221,600 Land $157,000 Building $64,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 76% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,200 / 1,200

Cell Coverage

4G LTE only, no 5G reported

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