3510 Thorne Path, Oxford, FL 34484 Property Records

Sumter County property record for 3510 Thorne Path, Oxford, FL 34484

Property Summary

Property Type	Single Family Home
Details	1,576 sqft · built 2020
Lot Size	0.211 acres (9,193 sqft)
Owner	Individual Name on Record
Last Sale	$248,122 (Jan 2020)
Tax Bill	$3,645 (2024)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D18C412`

Property Details

APN / Parcel Number

Primary APN	`D18C412`
Alternative APN	`1075571`

Interior

Building Area	1,576 sqft Heated Area

Exterior

Year Built	Built 2020
Construction Type	Steel Frame
Lot Area	9,193 sqft (0.211 acres)
Garage Area	346 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Location & Zoning

Account Number	1075571
Street Address	3510 THORNE PATH
City	OXFORD
State	FL
Zip	34484-3578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 412 OXFORD OAKS PHASE TWO PB 16 PGS 17-17D
Legal Range	23E
Legal Township	18S
Legal Section	18
Legal Subdivision	OXFORD OAKS PH 2
Legal Phase	2
Legal Lot Number	412
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	2
Census Block	2028
Census Tract	910100

Owner

Source: Sumter County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2865 CROWNED CATERPILLAR DR, THE VILLAGES, FL 32163-0310
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Deed Document Number	202060003690
Deed Book / Page	3694 / 0425
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Jan 27, 2020
Property Address	3510 THORNE PATH, OXFORD, FL 34484-3578
Document Number	0036940425
Book / Page	3694 / 0425
Map Reference	MB 16 PG 17&17A-17D
Instrument Date	Jan 9, 2020
Instrument	202060003690
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PENINSULA LAND & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,737.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3619 KIESSEL RD, 3619, THE VILLAGES, FL 32163-2909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2865 CROWNED CATERPILLAR DR, THE VILLAGES, FL 32163-0310
Investor	Possibly a Property Investor

Mortgage

Document Number	0036940426
Date	Jan 27, 2020
Instrument	3694/0426

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.1%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.1%
Index	1-Year LIBOR
Max Rate	9.1%

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Municipality	Wildwood City
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$271,620 (+6.79%) Land $20,680 Building $250,940	$271,620 (+6.79%) Land $20,680 Building $250,940
2024	$3,645.00 (+16.42%)
2023	$3,131.00 (+14.15%)	$254,350 (+32.38%) Land $20,680 Building $233,670	$254,350 (+25.95%) Land $20,680 Building $233,670
2022	$2,743.00	$192,140	$201,940 Land $15,000 Building $186,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILDWOOD, CITY OF (7 WPS) serves 25,941 people · EPA ID FL6600331
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20