Sumter County property record for 3509 Thorne Path, Oxford, FL 34484
| Property Type | Single Family Home |
|---|---|
| Details | 2,080 sqft · built 2018 |
| Lot Size | 0.228 acres (9,914 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $364,588 (Sep 2018) |
| Tax Bill | $5,113 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Oct 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181823D18C415 |
| Primary APN | 181823D18C415 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,080 sqft Living Area |
|---|---|
| Gross Area | 3,031 sqft |
| 1st Floor Area | 2,080 sqft |
| Utility Area | 23 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Block |
| Construction Type | Concrete |
| Lot Area | 9,914 sqft (0.228 acres) |
| Garage Type | Attached |
| Garage Area | 606 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 324 sqft |
| Porch | Screened Porch |
| Porch Area | 436 sqft |
| Street Address | 3509 THORNE PATH |
|---|---|
| City | OXFORD |
| State | FL |
| Zip | 34484-3579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 415 OXFORD OAKS PHASE TWO PB 16 PGS 17-17D |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | OXFORD OAKS PHASE TWO |
| Legal Lot Number | 415 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 910100 |
3509 Thorne Path is owned and occupied by two individuals who acquired it in November 2025.
Source: Sumter County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3509 THORNE PATH, OXFORD, FL 34484-3579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Nov 14, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 27, 2022 | Warranty Deed, Transfer · VA Mortgage FIRST HORIZON BANK |
| Mar 10, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST BANK INC |
| Sep 26, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2018 · Amount on File |
| Deed Sale | Sep 26, 2018 · Amount on File |
| Deed Document Number | 201834409 |
| Deed Book / Page | 3470 / 20 |
| Last Transfer Date | Nov 14, 2025 |
| Transfer Doc | 0049920046 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Nov 14, 2025 |
| Property Address | 3509 THORNE PATH, OXFORD, FL 34484-3579 |
| Document Number | 0049920046 |
| Book / Page | 4992 / 46 |
| Map Reference | MB 16 PG 17&17A-17D |
| Instrument Date | Nov 4, 2025 |
| Instrument | 202560055416 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3509 THORNE PATH, OXFORD, FL 34484-3579 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3509 THOME PATH, OXFORD, FL 34484 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Oct 27, 2022 |
| Property Address | 3509 THORNE PATH, OXFORD, FL 34484-3579 |
| Document Number | 0043640707 |
| Book / Page | 4364 / 707 |
| Map Reference | MB 16 PG 17&17A-17D |
| Instrument Date | Oct 24, 2022 |
| Instrument | 202260051163 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Title Company | PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,948.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 39, OXFORD, FL 34484-0039 |
| Name | Verified Name |
|---|---|
| Address | 3509 THORNE PATH, OXFORD, FL 34484-3579 |
| Document Number | 0004364709 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 4364/709 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 3509 THORNE PATH, OXFORD, FL 34484-3579 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3509 THORNE PATH, OXFORD, FL 34484-3579 |
| Document Number | 0039440310 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 3944/310 |
| Instrument | 202160012786 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | THE VILLAGES, FL 32162 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 118 Months |
| Due | Jan 25, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Sep 26, 2018 |
| Property Address | 3509 THORNE PATH, OXFORD, FL 34484-3579 |
| Document Number | 0034700020 |
| Book / Page | 003470 / 000020 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 60034409 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,552.12 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3509 THORNE PATH OXFORD FL 344843579, OXFORD, FL 34484-3579 |
Source: Sumter County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Municipality | Wildwood City |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,113.00 (+1.25%) Additional exemption filed | $394,480 (-4.7%) Land $22,310 Building $372,170 | $394,480 (-4.7%) Land $22,310 Building $372,170 |
| 2024 | $5,050.00 (+1.18%) | ||
| 2023 | $4,991.00 (+46.58%) Additional exemption filed | $413,950 (+44.57%) Land $22,310 Building $391,640 | $413,950 (+24.77%) Land $22,310 Building $391,640 |
| 2022 | $3,405.00 Homeowner's exemption | $286,330 | $331,760 Land $15,000 Building $316,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3509 Thorne Path in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3509 Thorne Path is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILDWOOD, CITY OF (7 WPS) serves 25,941 people · EPA ID FL6600331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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