351 Timber Ridge Rd, Divide, CO 80814 Property Records

Teller County property record for 351 Timber Ridge Rd, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,434 sqft · built 1968
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Tax Bill	$1,359 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Dec 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2289.063020070`

Property Details

APN / Parcel Number

Primary APN	`2289.063020070`
Alternative APN	`R0009934`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,434 sqft Living Area
Basement Area	364 sqft
Unfinished Basement	364 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2008
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Deck Area	90 sqft
Patio Area	797 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0009934
Street Address	351 TIMBER RIDGE RD
City	DIVIDE
State	CO
Zip	80814-7790
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L7 B4 RAINBOW VALLEY 1
Legal Range	69W
Legal Township	14S
Legal Section	06
Legal Subdivision	RAINBOW VALLEY
Legal Block	4
Legal Lot Number	7
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	2
Census Block	2035
Census Tract	10110

Owner

351 Timber Ridge Rd is owned and occupied by an individual who acquired it in July 2017.

Source: Teller County records, as of April 16, 2026

Owner of Record	Individual Name on File
Mailing Address	351 TIMBER RIDGE RD, DIVIDE, CO 80814-7790
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
Dec 19, 2018	Deed of Trust, Mortgage · VA Mortgage NATIONS DIRECT MORTGAGE LLC
Oct 30, 2019	Deed of Trust, Mortgage · VA Mortgage AFFINITY MORTGAGE LLC
Jan 12, 2022	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
Feb 28, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 10, 2017	Warranty Deed, Transfer · VA Mortgage ARCHERS CAP GRP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2017
Deed Sale	Jul 10, 2017
Prior Sale	Nov 8, 2011 · Amount on File
Deed Document Number	2017699003
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	351 TIMBER RIDGE RD, DIVIDE, CO 80814-7790
Transaction Type	Mortgage
Record Updated	Jun 26, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 TIMBER RIDGE RD, DIVIDE, CO 80814-7790

Mortgage

Document Number	0000759301
Date	Jun 9, 2023
Instrument	759301

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Dec 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	351 TIMBER RIDGE RD, DIVIDE, CO 80814-7790
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000712522
Date	Dec 19, 2018
Instrument	712522

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	351 TIMBER RIDGE RD, DIVIDE, CO 80814-7790
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000720559
Date	Oct 30, 2019
Instrument	720559

Lender

Name	AFFINITY MORTGAGE LLC
Type	Mortgage Company
Address	LENEXA, KS 66215

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	351 TIMBER RIDGE RD, DIVIDE, CO 80814-7790
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 TIMBER RIDGE RD, DIVIDE, CO 80814-7790

Mortgage

Document Number	0000746799
Date	Jan 12, 2022
Instrument	746799

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	VA Mortgage
Amount	Amount on Record

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	351 TIMBER RIDGE RD, DIVIDE, CO 80814-7790
Document Number	0000705054
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Mar 15, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 TIMBER RIDGE RD DIVIDE CO 808147702, DIVIDE, CO 80814-7702

Mortgage

Document Number	0000705054
Date	Mar 5, 2018
Instrument	705054

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Jul 10, 2017
Property Address	351 TIMBER RIDGE RD, DIVIDE, CO 80814-7790
Document Number	0000699003
Instrument Date	Jul 7, 2017
Instrument	699003
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE/CO SPGS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 TIMBER RIDGE RD DIVIDE CO 808147702, DIVIDE, CO 80814-7702

Mortgage

Document Number	699004
Date	Jul 10, 2017
Instrument	699004

Lender

Name	ARCHERS CAP GRP INC
Type	Funding / Finance Company
Address	PHOENIX, AZ 85012

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 351 Timber Ridge Rd was $1,359, up 20.7% from the year before.

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Woodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,359.00 (+20.69%)	$18,331 (+14.57%) Land $578 Building $17,753
2024	$1,126.00 (+6.03%)	$16,000 (-) Land $426 Building $15,574	$393,188 (-0.15%) Land $12,388 Building $380,800
2023	$1,062.00 (+31.44%)	$16,000 (+29.76%) Land $430 Building $15,570	$393,780 (+41.99%) Land $10,486 Building $383,294
2022	$808.00	$12,330 Land $230 Building $12,100	$277,328 Land $5,088 Building $272,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 351 Timber Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 351 Timber Ridge Rd is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 95% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW VALLEY WD serves 130 people · EPA ID CO0160375
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018 Treatment failure resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Vero Fiber Fixed Wireless	75 / 10

Cell Coverage

No cell data coverage reported

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