165 Timber Ridge Rd, Divide, CO 80814 Property Records

Teller County property record for 165 Timber Ridge Rd, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,578 sqft · built 1979
Lot Size	0.99 acres (43,124 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Jan 2023)
Tax Bill	$2,645 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2289.063020120`

Property Details

APN / Parcel Number

Primary APN	`2289.063020120`
Alternative APN	`R0040214`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,578 sqft Living Area
Basement Area	1,248 sqft
Finished Basement	1,248 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2021
Architectural Style	Raised Ranch
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Built-in
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	714 sqft
Deck Area	275 sqft
Patio Area	1,097 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0040214
Street Address	165 TIMBER RIDGE RD
City	DIVIDE
State	CO
Zip	80814-7790
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L3B B4 RAINBOW VALLEY 1
Legal Range	69W
Legal Township	14S
Legal Section	06
Legal Subdivision	RAINBOW VALLEY
Legal Block	4
Legal Lot Number	3B
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	2
Census Block	2035
Census Tract	10110

Owner

165 Timber Ridge Rd is owned and occupied by an individual who bought it in January 2023.

Source: Teller County records, as of April 16, 2026

Owner of Record	Individual Name on File
Mailing Address	165 TIMBER RIDGE RD, DIVIDE, CO 80814-7790
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Special Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Aug 27, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 23, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jun 9, 2017	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2023 · Amount on File
Deed Sale	Jan 5, 2023 · Amount on File
Prior Sale	Jun 9, 2017 · Amount on File
Deed Document Number	2023756533
Prior Transfer Date	Dec 2, 2013
Prior Transfer Doc	0000670079
Record Updated	Oct 29, 2026

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Jan 5, 2023
Property Address	165 TIMBER RIDGE RD, DIVIDE, CO 80814-7790
Document Number	0000756533
Instrument Date	Dec 13, 2022
Instrument	756533
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	165 TIMBER RIDGE RD, DIVIDE, CO 80814-7790

Mortgage

Document Number	0000756534
Date	Jan 5, 2023
Instrument	756534

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	12%
Index	1-Year CMT
Margin	3
Max Rate	12%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	165 TIMBER RIDGE RD, DIVIDE, CO 80814-7790
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000718766
Date	Aug 27, 2019
Instrument	718766

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	165 TIMBER RIDGE RD, DIVIDE, CO 80814-7790
Document Number	0000727770
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 TIMBER RIDGE RD DIVIDE CO 808147790, DIVIDE, CO 80814-7790

Mortgage

Document Number	0000727770
Date	Jul 29, 2020
Instrument	727770

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Jun 9, 2017
Property Address	165 TIMBER RIDGE RD, DIVIDE, CO 80814-7790
Document Number	0000698206
Instrument Date	Jun 8, 2017
Instrument	698206
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 TIMBER RIDGE RD DIVIDE CO 808147702, DIVIDE, CO 80814-7702

Mortgage

Document Number	698207
Date	Jun 9, 2017
Instrument	698207

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 165 Timber Ridge Rd was $2,645, up 6.6% from the year before.

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Woodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,645.00 (+6.57%)	$35,670 (+1.16%) Land $963 Building $34,707
2024	$2,482.00 (+6.07%)	$35,260 (-) Land $1,000 Building $34,260	$570,737 (-1.82%) Land $15,412 Building $555,325
2023	$2,340.00 (+26.62%)	$35,260 (+24.99%) Land $1,000 Building $34,260	$581,293 (+43.17%) Land $16,482 Building $564,811
2022	$1,848.00	$28,210 Land $560 Building $27,650	$406,004 Land $8,094 Building $397,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 165 Timber Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Timber Ridge Rd is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 95% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW VALLEY WD serves 130 people · EPA ID CO0160375
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018 Treatment failure resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Vero Fiber Fixed Wireless	75 / 10

Cell Coverage

No cell data coverage reported

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