351 Thurber Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 351 Thurber Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,060 sqft · built 2010
Lot Size	12.8 acres (558,439 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Feb 2021)
Tax Bill	$8,684 (2026)
Deeds & Mortgages	Nov 2020 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2710-01091`

Property Details

APN / Parcel Number

Primary APN	`010-2710-01091`
Alternative APN	`920314`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,060 sqft Gross Area
1st Floor Area	2,060 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	558,439 sqft (12.8 acres)
Garage Area	2,056 sqft
Porch	Slab
Porch Area	280 sqft
Sauna	Sauna

Location & Zoning

Account Number	920314
Street Address	351 THURBER RD
City	DULUTH
State	MN
Zip	55803-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 794.90 FT OF W1/2 OF NW1/4 OF NE1/4 & INCE 200 FT OF N 917.90 FT OF W1/2 OF NW1/4 OFNE1/4 EX N 794.90 FT & E 60 FT OF N
Legal Range	14W
Legal Township	50N
Legal Section	05
Legal Subdivision	DULUTH LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1006
Census Tract	400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	351 THURBER RD, DULUTH, MN 55803-1611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · Line of Credit BELL BK
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/CMRC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2021 · Amount on Record
Deed Sale	Feb 18, 2021 · Amount on Record
Deed Document Number	20211036705
Prior Transfer Date	Dec 8, 2020
Prior Transfer Doc	0001404346
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	351 THURBER RD, DULUTH, MN 55803-1611
Document Number	00T1032271
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3541 THURBER RD DULUTH MN 55803, DULUTH, MN 55803

Mortgage

Document Number	00T1032271
Date	Nov 17, 2020
Instrument	T1032271

Lender

Name	BELL BK
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 16, 2030

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	351 THURBER RD, DULUTH, MN 55803-1611
Document Number	00T1029723
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	STATE LOUIS TITLE LLC, ST LOUIS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	351 THURBER RD DULUTH MN 558031611, DULUTH, MN 55803-1611

Mortgage

Document Number	00T1029723
Date	Sep 30, 2020
Instrument	T1029723

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,684.00 (+14.66%) Homeowner's exemption
2025	$7,574.00 (+6.08%) Homeowner's exemption	$653,000 (+19.93%) Land $72,600 Building $580,400	$653,000 (+19.93%) Land $72,600 Building $580,400
2024	$7,140.00	$544,500 (+7.72%) Land $109,000 Building $435,500	$544,500 (+7.72%) Land $109,000 Building $435,500
2022		$505,500 Land $109,100 Building $396,400	$505,500 Land $109,100 Building $396,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

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