231 Thurber Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 231 Thurber Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.25 ba · 1,740 sqft · built 1969
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Oct 2015)
Tax Bill	$6,004 (2026)
Deeds & Mortgages	May 2022 Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2710-01120`

Property Details

APN / Parcel Number

Primary APN	`010-2710-01120`
Alternative APN	`997651`

Interior

Bedrooms	5 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,740 sqft Gross Area
1st Floor Area	1,740 sqft
Basement Area	218 sqft
Finished Basement	218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Hip
Lot Area	435,600 sqft (10 acres)
Garage Area	916 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	120 sqft
Deck Area	24 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	997651
Street Address	231 THURBER RD
City	DULUTH
State	MN
Zip	55803-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW1/4 OF SW1/4 OF NE1/4 SERIAL #
Legal Range	14W
Legal Township	50N
Legal Section	05
Legal Subdivision	DULUTH LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1006
Census Tract	400

Owner

Source: St. Louis County records · APN 010-2710-01120

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	231 THURBER RD, DULUTH, MN 55803-1609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 03, 2022	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU
Aug 20, 2019	Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU
Aug 20, 2019	Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 26, 2015 · Amount on Record
Deed Sale	Oct 26, 2015 · Amount on Record
Prior Sale	Sep 19, 2006 · Amount on Record
Deed Document Number	20151272546
Prior Transfer Date	Aug 24, 2015
Prior Transfer Doc	0001268215
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	231 THURBER RD, DULUTH, MN 55803-1609
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001442324
Date	May 03, 2022
Instrument	1442324

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 29, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	231 THURBER RD, DULUTH, MN 55803-1609
Document Number	00A1361957
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	231 THURBER RD DULUTH MN 558031609, DULUTH, MN 55803-1609

Mortgage

Document Number	00A1361957
Date	Aug 27, 2019
Instrument	A1361957

Lender

Name	HARBOR POINTE CU
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 26, 2029

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	231 THURBER RD, DULUTH, MN 55803-1609
Document Number	00A1361958
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	231 THURBER RD DULUTH MN 558031609, DULUTH, MN 55803-1609

Mortgage

Document Number	00A1361958
Date	Aug 27, 2019
Instrument	A1361958

Lender

Name	HARBOR POINTE CU
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 26, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,004.00 (+12.9%) Homeowner's exemption
2025	$5,318.00 (+3.14%) Homeowner's exemption	$551,000 (+38.65%) Land $70,300 Building $480,700	$551,000 (+38.65%) Land $70,300 Building $480,700
2024	$5,156.00	$397,400 (+7.99%) Land $106,500 Building $290,900	$397,400 (+7.99%) Land $106,500 Building $290,900
2022		$368,000 Land $106,500 Building $261,500	$368,000 Land $106,500 Building $261,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile USA.

Based on FCC filings for 7 locations within half a mile of this property.

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