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351 Summit Ct SE, Concord, NC 28025 Property Records

Cabarrus County property record for 351 Summit Ct SE, Concord, NC 28025 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,043 sqft · built 1952
Lot Size0.482 acres (20,988 sqft)
Owner2 Individual Names on File
Last Sale$418,000 (Sep 2022)
Tax Bill$4,275 (2025)
Deeds & MortgagesApr 2026 Mortgage
Sep 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN5630 47 3863

Property Details

APN / Parcel Number

Primary APN5630 47 3863
Alternative APNs
  • 12034 0023.000000
  • 4880675
  • 157934

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,043 sqft Living Area
Gross Area5,104 sqft Gross Area
1st Floor Area2,043 sqft 1st Floor
Basement Area1,985 sqft Basement
Finished Basement672 sqft Finished
Unfinished Basement1,313 sqft Unfinished
Stories1 Story
FlooringSoftwood
Interior WallsWallboard/Drywall
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,988 sqft (0.482 acres)
Lot Dimensions198 ft deep x 106 ft wide
DrivewayAsphalt Driveway
Driveway Area740 sqft Driveway
Garage TypeCarport
CarportCarport

Exterior Amenities

Deck AreaDeck Area
Patio Area360 sqft Patio
PorchPatio
Porch Area321 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number157934
Street Address351 SUMMIT CT SE
CityCONCORD
StateNC
Zip28025-2733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNW SIDE SUMMIT AVE
Legal SubdivisionSUMMIT DRIVE
JurisdictionCABARRUS NC
Township / Civil Division12, CONCORD
Census Block Group2
Census Block2008
Census Tract42202

Owner

Source: Cabarrus County records · APN 5630 47 3863

Assessment roll updated September 23, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address351 SUMMIT CT SE, CONCORD, NC 28025-2733
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Sep 14, 2022Warranty Deed, Transfer · FHA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Nov 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG
Dec 04, 2017Deed of Trust, Mortgage · Conventional Mortgage
AMERIHOME MTG
Mar 01, 2017Warranty Deed, Transfer · Conventional Mortgage
ON Q FIN'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 14, 2022 · Amount on Record
Deed SaleSep 14, 2022 · Amount on Record
Deed Document Number202227624
Deed Book / Page16203 / 184
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Recording DateApr 21, 2026
Property Address351 SUMMIT CT SE, CONCORD, NC 28025-2733
Document Number0000009042
Book / Page17948 / 245
Instrument DateApr 02, 2026
Instrument20269042
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address351 SUMMIT CT SE, CONCORD, NC 28025-2733

Mortgage

Document Number0000009042,
DateApr 21, 2026
Book Page17948/245
Instrument20269042
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueApr 01, 2066
Interest
Rate6%
Max Rate-1%

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateSep 14, 2022
Property Address351 SUMMIT CT SE, CONCORD, NC 28025-2733
Document Number0016203184
Book / Page16203 / 184
Map ReferenceMB 9 PG 18
Instrument DateSep 14, 2022
Transaction TypeTransfer
Record UpdatedSep 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$836.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address351 SUMMIT CT SE, 351, CONCORD, NC 28025-2733

Transferred To (Grantee/Buyer)

NameVerified Name
Address351 SUMMIT CT SE, CONCORD, NC 28025-2733

Mortgage

Document Number0162030186
DateSep 14, 2022
Instrument16203-0186
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address351 SUMMIT CT SE, CONCORD, NC 28025-2733
Document Number13858198
Instrument DateNov 20, 2019
Transaction TypeMortgage
Record UpdatedDec 06, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address351 SUMMIT CT SE CONCORD NC 280252733, CONCORD, NC 28025-2733

Mortgage

Document Number13858198
DateNov 25, 2019
Book Page013858/000198
Instrument32780
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 24, 2049

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address351 SUMMIT CT SE, CONCORD, NC 28025-2733
Document Number12803152
Book / Page012803 / 000152
Instrument DateDec 04, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address351 SUMMIT CT SE CONCORD NC 280252733, CONCORD, NC 28025-2733

Mortgage

Document Number12803152
DateDec 12, 2017
Book Page012803/000152
Instrument32091
Lender
NameAMERIHOME MTG
TypeMortgage Company
AddressWOODLAND HILLS, CA 91367-7090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 11, 2032

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateMar 01, 2017
Property Address351 SUMMIT CT SE, CONCORD, NC 28025-2733
Document Number12379143
Book / Page012379 / 000143
Instrument DateFeb 25, 2017
Instrument5153
Transaction TypeTransfer
Record UpdatedMar 22, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$398.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address351 SUMMIT CT SE CONCORD NC 280252733, CONCORD, NC 28025-2733

Mortgage

Document Number12379147
DateMar 01, 2017
Book Page012379/000147
Instrument5154
Lender
NameON Q FIN'L
TypeFunding / Finance Company
AddressSCOTTSDALE, AZ 85251
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 28, 2047

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,275.00 (+75.13%)$429,270 (+53.52%) Land $50,400 Building $378,870
2024$429,270 (+53.52%) Land $50,400 Building $378,870
2023$2,441.00$279,610 Land $32,000 Building $247,610$279,610 Land $32,000 Building $247,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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