346 Summit Ct SE, Concord, NC 28025 Property Records

Cabarrus County property record for 346 Summit Ct SE, Concord, NC 28025 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	2,234 sqft Living Area
Lot Size	18,208 sqft (0.418 acres)
Occupancy	Owner Occupied
Last Sale	$315,000 (2020)
Tax Bill	$4,571.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`5630 47 4675`
Alternative APNs	`12034 0011.000000` `137369`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,234 sqft Living Area
Gross Area	4,721 sqft Gross Area
1st Floor	1,968 sqft 1st Floor
Basement Area	1,367 sqft Basement
Unfinished Basement	1,367 sqft Unfinished
Stories	1 Stories
Sunroom	Sunroom
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2005
Exterior Material	Wood Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	18,208 sqft (0.418 acres)
Depth X Width	161 ft x 100 ft Depth x Width
Driveway	Driveway Concrete
Driveway Area	700 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Garage Area	528 sqft Garage
Carport	Carport
Carport Area	528 sqft Carport
Porch Area	1,124 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	137369
Street Address	346 SUMMIT CT SE
City	CONCORD
State	NC
Zip	28025-2733
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LTS 26 & P/O 15-16 DELLWOOD
Legal Subdivision	SUMMIT DRIVE
Legal Lot Number	26
Jurisdiction	CABARRUS NC
Minor Civil Division	12, CONCORD
Census Blockgroup	2
Census Block	2008
Census Tract	42202

Owner

Source: Cabarrus County records · APN 5630 47 4675

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	346 SUMMIT CT SE, CONCORD, NC 28025-2733
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) ANGEL OAK HM LOANS
Jul 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Prior Sale	Mar 30, 2001 · Amount on Record
Deed Book / Page	14119 / 339
Prior Transfer Date	Jul 17, 2018
Prior Transfer Doc	0000131031
Record Refreshed	Jun 08, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 16, 2020
Property Address	346 SUMMIT CT SE, CONCORD, NC 28025-2733
Document Number	0014119339
Book / Page	14119 / 339
Map Reference	MB 9 PG 181
Instrument Date	Apr 16, 2020
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	AUSTIN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14530 BARNEY DRIVE, 14530, CONCORD, NC 28025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 SUMMIT CT SE, CONCORD, NC 28025-2733

Mortgage

Document Number	0014119342
Date	Apr 16, 2020
Instrument	14119/342

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	346 SUMMIT CT SE, CONCORD, NC 28025-2733
Document Number	131034
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 03, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 SUMMIT CT SE CONCORD NC 280252733, CONCORD, NC 28025-2733

Mortgage

Document Number	131034
Date	Jul 25, 2018
Book Page	013103/000004
Instrument	18061

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 25, 2018
Property Address	346 SUMMIT CT SE, CONCORD, NC 28025-2733
Document Number	131031
Book / Page	013103 / 000001
Instrument Date	Jul 17, 2018
Instrument	18060
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 SUMMIT CT SE CONCORD NC 280252733, CONCORD, NC 28025-2733

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,571.00 (+24.18%)	$459,030 (+52.13%) Land $63,000 Building $396,030
2024			$459,030 (+52.13%) Land $63,000 Building $396,030
2023	$3,681.00	$301,730 Land $40,000 Building $261,730	$301,730 Land $40,000 Building $261,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

346 Summit Ct SE, Concord, NC 28025 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Summit Ct SE

Nearby Streets

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