351 Saunders Rd, Franklin, NC 28734 Property Records

Macon County property record for 351 Saunders Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1971
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Aug 2020)
Tax Bill	$890 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7504298151`

Property Details

APN / Parcel Number

Primary APN	`7504298151`
Alternative APNs	`0301433` `147482`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,296 sqft Heated Area
1st Floor Area	1,296 sqft
Basement Area	648 sqft
Finished Basement	648 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	50,094 sqft (1.15 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	540 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	147482
Street Address	351 SAUNDERS RD
City	FRANKLIN
State	NC
Zip	28734-3773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	BETHEL RD 1516
Jurisdiction	MACON NC
Township / Civil Division	ELLIJAY
Census Block Group	2
Census Block	2056
Census Tract	970400

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	351 SAUNDERS RD, FRANKLIN, NC 28734-3773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 25, 2020	Warranty Deed, Transfer · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Deed Document Number	20205995
Deed Book / Page	40 / 857
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	351 SAUNDERS RD, FRANKLIN, NC 28734-3773
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000O41/556
Date	Jan 19, 2022
Book Page	O-41/556
Instrument	2022000416

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	351 SAUNDERS RD, FRANKLIN, NC 28734-3773
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	Y40/1760
Date	Jun 2, 2021
Book Page	Y-40/1760
Instrument	2021005337

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 25, 2020
Property Address	351 SAUNDERS RD, FRANKLIN, NC 28734-3773
Document Number	D40/857
Book / Page	D-40 / 857
Instrument Date	Aug 25, 2020
Instrument	2020005995
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$398.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	351 SAUNDERS RD, 351, FRANKLIN, NC 28734-3773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 SAUNDERS RD, FRANKLIN, NC 28734-3773

Mortgage

Document Number	2020005996
Date	Aug 25, 2020
Instrument	2020005996

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,300 (+14.51%) Land $43,470 Building $198,830	$242,300 (+14.51%) Land $43,470 Building $198,830
2025	$890.00 (+1.37%)
2023	$878.00	$211,600 Land $43,470 Building $168,130	$211,600 Land $43,470 Building $168,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	16 (1979–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

4G LTE only, no 5G reported

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