Monroe County property record for 351 Ryan Ave, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,344 sqft · built 2008 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $665,000 (Aug 2019) |
| Tax Bill | $7,025 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00564143-001300 |
| Primary APN | 00564143-001300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,326 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 963 sqft |
| Patio Area | 1,063 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1689726 |
|---|---|
| Old Parcel Number | 12613900564143001300 |
| Street Address | 351 RYAN AVE |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 5 LT 6 KEY LARGO MOBILE HOMESITES PLAT NO 2 KEY LARGO PB6-6 OR468-461 OR707-405D/C OR920-29 OR1133-2110 OR2982-1768D/C |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 12 |
| Legal Subdivision | KEY LARGO MOBILE HOMESITE PLAT #2 |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
351 Ryan Ave is owned and occupied by two individuals who bought it in August 2019.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 351 RYAN AVE, KEY LARGO, FL 33037-4819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Aug 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2019 · Amount on File |
| Deed Sale | Aug 30, 2019 · Amount on File |
| Deed Document Number | 2234866 |
| Deed Book / Page | 2982 / 1770 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 351 RYAN AVE, KEY LARGO, FL 33037-4819 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Title Company | MIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL |
| Name | Verified Name |
|---|---|
| Address | 351 RYAN AVE, KEY LARGO, FL 33037-4819 |
| Document Number | 0031432233 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 3143/2233 |
| Instrument | 2353366 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 30, 2019 |
| Property Address | 351 RYAN AVE, KEY LARGO, FL 33037-4819 |
| Document Number | 0029821770 |
| Book / Page | 2982 / 1770 |
| Map Reference | MB 6 PG 6 |
| Instrument Date | Aug 19, 2019 |
| Instrument | 2234866 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,655.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1020 E LONGPORT CIR # CIR6B, 1020, DELRAY BEACH, FL 33444-3424 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 351 RYAN AVE, KEY LARGO, FL 33037-4819 |
| Document Number | 0029821773 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 2982-1773 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,028,156 Land $654,000 Building $374,156 | $1,028,156 Land $654,000 Building $374,156 | |
| 2024 | $7,025.00 (+10.08%) | ||
| 2023 | $6,382.00 (+9.54%) | $772,058 (+3.56%) Land $438,000 Building $334,058 | $772,058 (+3.56%) Land $438,000 Building $334,058 |
| 2022 | $5,826.00 | $745,496 Land $408,000 Building $337,496 | $745,496 Land $408,000 Building $337,496 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 351 Ryan Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 225 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 225 in force |
| Nearby Flood Claims | 29 (2017–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 351 Ryan Ave is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures