Monroe County property record for 341 Ryan Ave, Key Largo, FL 33037
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 2 ba · 1,152 sqft · built 2005 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,000 (Mar 2018) |
| Tax Bill | $5,740 (2024) |
| Deeds & Mortgages | Apr 2019 Mortgage Mar 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00564143-001200 |
| Primary APN | 00564143-001200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,152 sqft |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Porch | Porch |
| Porch Area | 462 sqft |
| Patio Area | 372 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 1689718 |
|---|---|
| Old Parcel Number | 12613900564143001200 |
| Street Address | 341 RYAN AVE |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4819 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | BK 5 LT 5 KEY LARGO MOBILE HOMESITES PLAT NO 2 KEY LARGO PB6-6 OR652-197 OR867-1329 OR869-1185 OR945-1525Q/C OR1088-717C |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 12 |
| Legal Subdivision | KEY LARGO MOBILE HOMESITE PLAT #2 |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 341 RYAN AVE, KEY LARGO, FL 33037-4819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2019 | Deed of Trust, Mortgage · Conventional with PMI STEVEN L & JOANN F PENDLEY |
| Mar 26, 2018 | Warranty Deed, Transfer CORAL REEF TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2018 · Amount on Record |
| Deed Sale | Mar 26, 2018 · Amount on Record |
| Prior Sale | Nov 24, 2003 · Amount on Record |
| Deed Document Number | 2161216 |
| Deed Book / Page | 2897 / 2407 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 341 RYAN AVE, KEY LARGO, FL 33037-4819 |
| Document Number | 0029590288 |
| Instrument Date | Apr 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8030 SW 18TH TER MIAMI FL 331551326, MIAMI, FL 33155-1326 |
| Document Number | 0029590288 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 002959/000288 |
| Instrument | 2215593 |
| Name | STEVEN L & JOANN F PENDLEY |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 26, 2018 |
| Property Address | 341 RYAN AVE, KEY LARGO, FL 33037-4819 |
| Document Number | 0028972407 |
| Book / Page | 002897 / 002407 |
| Instrument Date | Mar 22, 2018 |
| Instrument | 2161216 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2018 |
| Title Company | CORAL REEF TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,570.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 341 RYAN AVE KEY LARGO FL 330374819, KEY LARGO, FL 33037-4819 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $679,418 (+6.03%) Land $654,000 Building $25,418 | $679,418 (+6.03%) Land $654,000 Building $25,418 | |
| 2024 | $5,740.00 (+10.7%) | ||
| 2023 | $5,185.00 (+11.08%) | $640,762 (+9.03%) Land $438,000 Building $202,762 | $640,762 (+9.03%) Land $438,000 Building $202,762 |
| 2022 | $4,668.00 | $587,676 Land $408,000 Building $179,676 | $587,676 Land $408,000 Building $179,676 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 225 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 225 in force |
| Nearby Flood Claims | 29 (2017–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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