Santa Cruz County property record for 351 Riverside Ave, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,266 sqft · built 1974 |
| Lot Size | 0.156 acres (6,795 sqft) |
| Owner | Trust Name on File |
| Last Sale | $384,500 (Oct 2001) |
| Tax Bill | $7,066 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 077-222-23 |
| Primary APN | 077-222-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,266 sqft Living Area |
| Gross Area | 1,750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,795 sqft (0.156 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 351 RIVERSIDE AVE |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 120302 |
351 Riverside Ave is held in a trust since October 2001.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4299 BONNY DOON RD, SANTA CRUZ, CA 95060-9741 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2001 · Amount on File |
| Deed Sale | Oct 23, 2001 · Amount on File |
| Deed Document Number | 200166380 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 351 Riverside Ave was $7,066.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $578,935 (+2%) Land $346,578 Building $232,357 | ||
| 2025 | $7,066.00 | $567,583 Land $339,782 Building $227,801 | |
| 2023 | $6,751.00 (+2.43%) | $545,543 Land $326,588 Building $218,955 | $733,680 |
| 2022 | $6,591.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 351 Riverside Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 39 (1981–2023) |
| Claims Outside the SFHA | 6 of 39 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 351 Riverside Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Surfnet Communications, T-Mobile.
5G (outdoors only) and 4G LTE
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