351 Laurel Mountain Estates Dr, Todd, NC 28684 Property Records

Ashe County property record for 351 Laurel Mountain Estates Dr, Todd, NC 28684

Property Summary

Property TypeSingle Family Home
Details2,098 sqft · built 2019
Lot Size0.84 acres (36,590 sqft)
Owner2 Individual Names on Record
Last Sale$675,000 (Jun 2024)
Tax Bill$2,574 (2026)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN04159-037-064A

Property Details

APN / Parcel Number

Primary APN04159-037-064A
Alternative APNs
  • 042944191521
  • 105605
  • 117067

Interior

Plumbing Fixtures9 Plumbing Fixtures
Building Area2,098 sqft Heated Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleContemporary
Lot Area36,590 sqft (0.84 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number117067
Old Parcel Number04159037064A
Street Address351 LAUREL MOUNTAIN ESTATES DR
CityTODD
StateNC
Zip28684
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.840 AC (PB 9/732)
Legal SubdivisionLAUREL MOUNTAIN SUBDIVISION
Legal Lot Number64A
JurisdictionASHE NC
Township / Civil DivisionELK
Census Block Group4
Census Block4017
Census Tract970701

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1004 BIRCHBARK RD, DURHAM, NC 27705-5773
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2024 · Amount on Record
Deed SaleJun 7, 2024 · Amount on Record
Prior SaleSep 12, 2005 · Amount on Record
Deed Document Number20242545
Deed Book / Page563 / 1908
Prior Transfer DateSep 2, 2005
Prior Transfer Doc00334/1916
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address351 LAUREL MOUNTAIN ESTATES DR, TODD, NC 28684
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000508/120
DateDec 20, 2019
Book Page508/120
Instrument5829
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJan 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.3%
Type Change DateDec 20, 2024
Index5-Year CMT

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,574.00$482,200 (-) Land $31,500 Building $450,700$482,200 (-) Land $31,500 Building $450,700
2025$2,574.00 (+3.87%)$482,200 (-) Land $31,500 Building $450,700$482,200 (-) Land $31,500 Building $450,700
2023$2,478.00 (+24.02%)$482,200 (+53.91%) Land $31,500 Building $450,700$482,200 (+53.91%) Land $31,500 Building $450,700
2022$1,998.00$313,300 Land $31,500 Building $281,800$313,300 Land $31,500 Building $281,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims11 (2024)
Claims Outside the SFHA1 of 11
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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Nearby Streets

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