Ashe County property record for 265 Laurel Mountain Estates Dr, Todd, NC 28684
| Property Type | Single Family Home |
|---|---|
| Details | 2,760 sqft · built 2007 |
| Lot Size | 0.367 acres (15,987 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $750,000 (Jan 2026) |
| Tax Bill | $2,508 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04159-037-061 |
| Primary APN | 04159-037-061 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 11 Plumbing Fixtures |
|---|---|
| Building Area | 2,760 sqft Heated Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Contemporary |
| Lot Area | 15,987 sqft (0.367 acres) |
| Cooling System | Central |
|---|
| Account Number | 19811 |
|---|---|
| Old Parcel Number | 04159037061 |
| Street Address | 265 LAUREL MOUNTAIN ESTATES DR |
| City | TODD |
| State | NC |
| Zip | 28684-9409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .367 A LOT 61 OFF 194 (PRIVATE) '12 .015 A FROM 04 |
| Legal Subdivision | LAUREL MOUNTAIN SUBDIVISION |
| Legal Lot Number | 61 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | ELK |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 970701 |
Source: Ashe County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 402 KIRKEENAN CIR, MORRISVILLE, NC 27560-7917 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2026 · Amount on Record |
| Deed Sale | Jan 5, 2026 · Amount on Record |
| Prior Sale | Jul 19, 2012 · Amount on Record |
| Deed Document Number | 202626 |
| Deed Book / Page | 580 / 2088 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 265 LAUREL MOUNTAIN ESTATES DR, TODD, NC 28684-9409 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 402 KIRKEENAN CIR, MORRISVILLE, NC 27560-7917 |
| Document Number | 00580/2091 |
|---|---|
| Date | Jan 5, 2026 |
| Book Page | 580/2091 |
| Instrument | 27 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 5-Year CMT |
| Max Rate | 11% |
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,508.00 | $469,700 (-) Land $25,000 Building $444,700 | $469,700 (-) Land $25,000 Building $444,700 |
| 2025 | $2,508.00 (+3.89%) | $469,700 (-) Land $25,000 Building $444,700 | $469,700 (-) Land $25,000 Building $444,700 |
| 2023 | $2,414.00 (+24.43%) | $469,700 (+54.81%) Land $25,000 Building $444,700 | $469,700 (+54.81%) Land $25,000 Building $444,700 |
| 2022 | $1,940.00 | $303,400 Land $25,000 Building $278,400 | $303,400 Land $25,000 Building $278,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (2024) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
4G LTE only, no 5G reported
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