351 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 351 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 2,263 sqft · built 2020
Lot Size	0.294 acres (12,807 sqft)
Owner	2 Individual Names on File
Last Sale	$749,000 (Jan 2023)
Tax Bill	$4,915 (2025)
Deeds & Mortgages	Jan 2023 Sale Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242011308`

Property Details

APN / Parcel Number

Primary APN	`242011308`
Alternative APN	`R614 029 000 2370 0000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,263 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,807 sqft (0.294 acres)

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	242011308
Street Address	351 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9026 HAMPTON LAKE PH 9 PB153 PG150
Legal Subdivision	HAMPTON LAKE
Legal Phase	9
Legal Lot Number	9026
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

351 Flatwater Dr is owned by two individuals who acquired it in November 2024.

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	BLUFFTON, SC 29910
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed, Transfer
Dec 21, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jun 17, 2020	Limited Warranty Deed, Transfer · Line of Credit SYNOVUS BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 11, 2023 · Amount on File
Deed Sale	Jan 11, 2023 · Amount on File
Prior Sale	Jan 11, 2023 · Amount on File
Deed Document Number	0000001494
Deed Book / Page	4210 / 3067
Last Transfer Date	Nov 4, 2024
Transfer Doc	0000048426
Record Updated	Jun 8, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jan 11, 2023
Property Address	351 FLATWATER DR, BLUFFTON, SC 29910-9715
Document Number	0000001494
Book / Page	4210 / 3067
Map Reference	MB 153 PG 150-152
Instrument Date	Dec 23, 2022
Instrument	2023001494
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$1,947.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	85 SIXTH AVENUE, WEST HYANNISPORT, MA 02672

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Dec 21, 2020
Property Address	351 FLATWATER DR, BLUFFTON, SC 29910-9715
Document Number	0000076180
Book / Page	3950 / 530
Map Reference	MB 153 PG 150-152
Instrument Date	Nov 30, 2020
Instrument	2020076180
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,609.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	351 FLATWATER DR, BLUFFTON, SC 29910-9715

Mortgage

Document Number	0000076183
Date	Dec 21, 2020
Instrument	2020076183

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 17, 2020
Property Address	351 FLATWATER DR, BLUFFTON, SC 29910-9715
Document Number	0000031830
Book / Page	3874 / 3164
Map Reference	MB 153 PG 150-152
Instrument Date	Jun 11, 2020
Instrument	2020031830
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Tax	$280.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	591 BROWNS COVE RD STE G, G, RIDGELAND, SC 29936-7281
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031831
Date	Jun 17, 2020
Instrument	2020031831

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	9 Months
Due	Mar 16, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 351 Flatwater Dr was $4,915, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,915.00 (-0.06%)	$44,700 (-)
2024	$4,918.00 (-61.32%)	$44,700 (-)	$745,000 (-) Land $250,000 Building $495,000
2023	$12,714.00 (+192.75%)	$44,700 (+80.53%)	$745,000 (+20.36%) Land $250,000 Building $495,000
2022	$4,343.00 Homeowner's exemption	$24,760 Land $5,600 Building $19,160	$619,000 Land $140,000 Building $479,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 351 Flatwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 351 Flatwater Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL · Fiber, Cable in parts of the area	30 / 5

May also be available: AT&T, T-Mobile.

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