351 E High Circle Dr, Warsaw, IN 46580 Property Records

Kosciusko County property record for 351 E High Circle Dr, Warsaw, IN 46580

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,416 sqft · built 1986
Lot Size	0.609 acres (26,532 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jun 2021)
Tax Bill	$3,200 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-719025-40`

Property Details

APN / Parcel Number

Primary APN	`003-719025-40`
Alternative APNs	`43-11-28-400-078.000-031` `00000003922` `0371902540`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,416 sqft Living Area
1st Floor Area	2,416 sqft
Basement Area	1,618 sqft
Finished Basement	750 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1994
Construction Type	Wood
Roof Material	Asphalt
Lot Area	26,532 sqft (0.609 acres)
Lot Dimensions	161 ft deep x 164 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Shed	1 Shed
Shed Area	99 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00000003922
Street Address	351 E HIGH CIRCLE DR
City	WARSAW
State	IN
Zip	46580-5813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	3-134-28 LOT 15 SOUTHBROOK PARK SEC 1
Legal Range	6
Legal Township	32
Legal Section	28
Legal Subdivision	SOUTHBROOK PARK SEC 1
Legal Lot Number	15
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3025
Census Tract	962300

Owner

Source: Kosciusko County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	351 E HIGH CIRCLE DR, WARSAW, IN 46580-5813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jun 11, 2021	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Deed Document Number	202160641
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	351 E HIGH CIRCLE DR, WARSAW, IN 46580-5813
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020100667
Date	Oct 12, 2020
Instrument	2020100667

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jun 11, 2021
Property Address	351 E HIGH CIRCLE DR, WARSAW, IN 46580-5813
Document Number	2021060641
Map Reference	MB 6 PG 73
Instrument Date	Jun 4, 2021
Instrument	2021060641
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 E HIGH CIRCLE DR, WARSAW, IN 46580-5813

Mortgage

Document Number	2021060642
Date	Jun 11, 2021
Instrument	2021060642

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,200.00 (-9.55%) Homeowner's exemption	$432,100 (+4.4%) Land $56,500 Building $375,600	$432,100 (+4.4%) Land $56,500 Building $375,600
2024	$3,538.00 (+10.42%) Homeowner's exemption	$413,900 (+7.34%) Land $49,000 Building $364,900	$413,900 (+7.34%) Land $49,000 Building $364,900
2023	$3,204.00 (+2.2%)	$385,600 (+8.5%) Land $49,000 Building $336,600	$385,600 (+8.5%) Land $49,000 Building $336,600
2022	$3,135.00	$355,400 Land $49,000 Building $306,400	$355,400 Land $49,000 Building $306,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2015–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Kosciusko Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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