287 E High Circle Dr, Warsaw, IN 46580 Property Records

Kosciusko County property record for 287 E High Circle Dr, Warsaw, IN 46580

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,410 sqft · built 1976
Lot Size	0.466 acres (20,286 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Sep 2021)
Tax Bill	$2,629 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-713019-20`

Property Details

APN / Parcel Number

Primary APN	`003-713019-20`
Alternative APNs	`43-11-28-400-099.000-031` `00000003165` `0371301920`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,410 sqft Living Area
1st Floor Area	3,410 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,286 sqft (0.466 acres)
Lot Dimensions	207 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00000003165
Street Address	287 E HIGH CIRCLE DR
City	WARSAW
State	IN
Zip	46580-7569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	3-134-24 LOT 11 SOUTHBROOK PARK SEC 1
Legal Range	6
Legal Township	32
Legal Section	28
Legal Subdivision	SOUTH BROOK PARK SEC 1
Legal Lot Number	11
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3025
Census Tract	962300

Owner

287 E High Circle Dr is owned and occupied by an individual who bought it in September 2021.

Source: Kosciusko County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	287 E HIGH CIRCLE DR, WARSAW, IN 46580-7569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2018	Deed of Trust, Mortgage · FHA Mortgage HOMESIDE FINANCIAL LLC
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Sep 17, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2021 · Amount on File
Deed Sale	Sep 17, 2021 · Amount on File
Prior Sale	Oct 8, 1999 · Amount on File
Deed Document Number	202190891
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	287 E HIGH CIRCLE DR, WARSAW, IN 46580-7569
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018090139
Date	Sep 6, 2018
Instrument	2018090139

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2033

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	287 E HIGH CIRCLE DR, WARSAW, IN 46580-7569
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020040295
Date	Apr 13, 2020
Instrument	2020040295

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Sep 17, 2021
Property Address	287 E HIGH CIRCLE DR, WARSAW, IN 46580-7569
Document Number	2021090891
Map Reference	MB 6 PG 73
Instrument Date	Sep 17, 2021
Instrument	2021090891
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 E HIGH CIRCLE DR, WARSAW, IN 46580-7569

Mortgage

Document Number	2021090892
Date	Sep 17, 2021
Instrument	2021090892

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 287 E High Circle Dr was $2,629 with a homeowner's exemption, down 7.7% from the year before.

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,629.00 (-7.72%) Homeowner's exemption	$367,200 (+7.15%) Land $37,800 Building $329,400	$367,200 (+7.15%) Land $37,800 Building $329,400
2024	$2,849.00 (+20.87%) Homeowner's exemption	$342,700 (+14.81%) Land $32,800 Building $309,900	$342,700 (+14.81%) Land $32,800 Building $309,900
2023	$2,357.00 (+4.71%)	$298,500 (+8.7%) Land $32,800 Building $265,700	$298,500 (+8.7%) Land $32,800 Building $265,700
2022	$2,251.00	$274,600 Land $32,800 Building $241,800	$274,600 Land $32,800 Building $241,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 287 E High Circle Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2015–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 287 E High Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Kosciusko Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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