Daviess County property record for 351 E Harmons Ferry Rd, Utica, KY 42376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,824 sqft · built 2002 |
| Lot Size | 8.22 acres (358,107 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,341 (2025) |
| Deeds & Mortgages | May 2010 Line of Credit Jun 2005 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-00-00-013-01-000 |
| Primary APN | 060-00-00-013-01-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| Gross Area | 896 sqft |
| Basement Area | 896 sqft |
| Finished Basement | 896 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 358,107 sqft (8.22 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 351 E HARMONS FERRY RD |
|---|---|
| City | UTICA |
| State | KY |
| Zip | 42376-9355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 351 HARMONS FERRY RD E |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | UTICA-STANLEY |
| Census Block Group | 2 |
| Census Block | 2079 |
| Census Tract | 1703 |
Source: Daviess County records · APN 060-00-00-013-01-000
Assessment roll updated May 8, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 351 E HARMONS FERRY RD, UTICA, KY 42376-9355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2010 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Jun 10, 2005 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 351 E HARMONS FERRY RD, UTICA, KY 42376-9355 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001750/997 |
|---|---|
| Date | May 12, 2010 |
| Book Page | 1750/997 |
| Instrument | 2010-01300879 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 23, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 351 E HARMONS FERRY RD, UTICA, KY 42376-9355 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001432/062 |
|---|---|
| Date | Jun 10, 2005 |
| Book Page | 1432/062 |
| Instrument | 2005-00009848 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | May 16, 2010 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Daviess County records · Assessment roll updated May 8, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Unified School District | Daviess County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,341.00 | $227,200 (+25.18%) Land $50,000 Building $177,200 | $227,200 (+25.18%) Land $50,000 Building $177,200 |
| 2023 | $181,500 | $181,500 |
Source: FEMA National Flood Hazard Layer as of July 31, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 17 (1989–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
Based on FCC filings for 9 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH MCLEAN CO WATER DISTRICT serves 2,934 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures