319 E Harmons Ferry Rd, Utica, KY 42376 Property Records

Daviess County property record for 319 E Harmons Ferry Rd, Utica, KY 42376 · Last verified May 2026

Property Summary

Property TypeFarm - Irrigated or Dry
Details3 bd · 1 ba · 1,428 sqft · built 1977
Lot Size10.9 acres (475,501 sqft)
OwnerCompany Name on File
Tax Bill$695 (2025)
Deeds & MortgagesAug 2005 Line of Credit
Flood ZoneZone X (minimal risk)
APN060-00-00-013-00-000

Property Details

APN / Parcel Number

Primary APN060-00-00-013-00-000
Alternative APN
  • 2232119

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,428 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area475,501 sqft (10.9 acres)
Garage TypeCarport
Garage Area224 sqft
CarportCarport
Carport Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address319 E HARMONS FERRY RD
CityUTICA
StateKY
Zip42376-9355
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal Description319 E HARMONS FERRY RD
JurisdictionDAVIESS KY
Township / Civil DivisionUTICA-STANLEY
Census Block Group2
Census Block2079
Census Tract1703

Owner

Source: Daviess County records · APN 060-00-00-013-00-000

Assessment roll updated May 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address319 E HARMONS FERRY RD, UTICA, KY 42376-9355
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

August 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIESS KY
Property Address319 E HARMONS FERRY RD, UTICA, KY 42376-9355
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001444/152
DateAug 03, 2005
Book Page1444/152
Instrument2005-00013361
Lender
NameUS BANK NA ND
TypeBank
AddressFARGO, ND 58103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term298 Months
DueJun 28, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Daviess County records · Assessment roll updated May 8, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateKentucky
CountyDaviess County
Unified School DistrictDaviess County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$695.00 Homeowner's exemption$116,600 (+15.39%) Land $5,900 Building $110,700$170,364 (+15.42%) Land $59,664 Building $110,700
2023$101,047$147,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Daviess County (21059C), updated July 31, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210590017032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims17 (1989–2025)
Most Recent ClaimApr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 4 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Conexon ConnectFiber2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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