Macon County property record for 351 Clyde Downs Rd, Franklin, NC 28734 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1978 |
| Square Footage | 1,407 sqft Heated Area |
| Lot Size | 23,958 sqft (0.55 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $921.00 (2025) |
Source: Macon County records · APN 6596538306
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 351 CLYDE DOWNS RD, FRANKLIN, NC 28734-2276 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 22, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 351 CLYDE DOWNS RD, FRANKLIN, NC 28734-2276 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 351 CLYDE DOWNS RD, FRANKLIN, NC 28734-2276 |
| Document Number | 00F44/1226 |
|---|---|
| Date | Feb 11, 2026 |
| Book Page | F-44/1226 |
| Instrument | 2026000827 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | May 01, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 1-Year CMT |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 351 CLYDE DOWNS RD, FRANKLIN, NC 28734-2276 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00B43/1973 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | B-43/1973 |
| Instrument | 2024002194 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,770 (+56.75%) Land $33,930 Building $201,840 | $235,770 (+56.75%) Land $33,930 Building $201,840 | |
| 2025 | $921.00 (+55.57%) | ||
| 2023 | $592.00 | $150,410 Land $33,930 Building $116,480 | $150,410 Land $33,930 Building $116,480 |
Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 6596538306 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,407 sqft Heated Area |
| 1st Floor | 1,407 sqft 1st Floor |
| Basement Area | 996 sqft Basement |
| Finished Basement | 996 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 23,958 sqft (0.55 acres) |
| Deck Area | 35 sqft Deck |
|---|---|
| Patio Area | 488 sqft Patio |
| Topography | Rolling Topography |
| Utility Building | 144 sqft Utility Building |
| Heating System | Baseboard Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 45803 |
|---|---|
| Street Address | 351 CLYDE DOWNS RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-2276 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 25 BLOCK B MCGUIRE SUB |
| Legal Subdivision | MCGUIRE SUBD |
| Legal Block | B |
| Legal Lot Number | 25 |
| Jurisdiction | MACON NC |
| Minor Civil Division | MILLSHOAL |
| Census Blockgroup | 2 |
| Census Block | 2085 |
| Census Tract | 970100 |
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