351 Clear Creek Rd, Evergreen, CO 80439 Property Records

Clear Creek County property record for 351 Clear Creek Rd, Evergreen, CO 80439

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.75 ba · 3,051 sqft · built 2008
Lot Size	2.8 acres (121,968 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Nov 2018)
Tax Bill	$5,059 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Apr 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1963-032-03-026`

Property Details

APN / Parcel Number

Primary APN	`1963-032-03-026`
Alternative APN	`R011907`

Interior

Bedrooms	3 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,051 sqft Living Area
Gross Area	3,544 sqft
1st Floor Area	1,789 sqft
Basement Area	1,755 sqft
Finished Basement	1,262 sqft
Unfinished Basement	493 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	121,968 sqft (2.8 acres)
Garage Area	1,014 sqft
Parking Spaces	4 Parking Spaces
Deck Area	380 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R011907
Street Address	351 CLEAR CREEK RD
City	EVERGREEN
State	CO
Zip	80439-4953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR-1
Legal Description	SUBDIVISION: SADDLEBACK RIDGE ESTATES BLOCK: 4 LOT: 8A F3 640/217 AFF OF TR 640/219 - STMT OF AUTHOR 671/876
Legal Subdivision	SADDLEBACK RIDGE ESTATES
Legal Tract	640
Legal Block	4
Legal Lot Number	8A
Jurisdiction	CLEAR CREEK CO
Township / Civil Division	IDAHO SPRINGS
Census Block Group	3
Census Block	3067
Census Tract	14702

Owner

351 Clear Creek Rd is owned and occupied by two individuals who bought it in November 2018.

Source: Clear Creek County records, as of April 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	351 CLEAR CREEK RD, EVERGREEN, CO 80439-4953
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW AMERICAN FUNDING
Apr 24, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Oct 5, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
May 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 21, 2018	Warranty Deed, Transfer FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2018 · Amount on File
Deed Sale	Nov 21, 2018 · Amount on File
Prior Sale	May 25, 2018 · Amount on File
Deed Document Number	2018289937
Deed Book / Page	958 / 35
Prior Transfer Date	May 3, 2018
Prior Transfer Doc	0009490962
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	351 CLEAR CREEK RD, EVERGREEN, CO 80439-4953
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 CLEAR CREEK RD, EVERGREEN, CO 80439-4953

Mortgage

Document Number	0010840146
Date	Mar 23, 2026
Book Page	1084/146
Instrument	318346

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	1 MACARTHUR PL STE 800, SANTA ANA, CA 92707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	351 CLEAR CREEK RD, EVERGREEN, CO 80439-4953
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010560653
Date	Apr 24, 2024
Book Page	1056/653
Instrument	312309

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	351 CLEAR CREEK RD, EVERGREEN, CO 80439-4953
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009400341
Date	Oct 5, 2017
Book Page	00940/0341
Instrument	285674

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	May 25, 2018
Property Address	351 CLEAR CREEK RD, EVERGREEN, CO 80439-4953
Document Number	0009490966
Book / Page	000949 / 000966
Instrument Date	May 3, 2018
Instrument	288063
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	351 CLEAR CREEK RD EVERGREEN CO 804394953, EVERGREEN, CO 80439-4953

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	May 25, 2018
Property Address	351 CLEAR CREEK RD, EVERGREEN, CO 80439-4953
Document Number	0009490962
Book / Page	000949 / 000962
Instrument Date	May 3, 2018
Instrument	288061
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 FAWN CREEK LN EVERGREEN CO 804394945, EVERGREEN, CO 80439-4945

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	Nov 21, 2018
Property Address	351 CLEAR CREEK RD, EVERGREEN, CO 80439-4953
Document Number	0009580935
Book / Page	000958 / 000935
Instrument Date	Apr 29, 2018
Instrument	289937
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	381 CLEAR CREEK RD EVERGREEN CO 80439, EVERGREEN, CO 80439

Mortgage

Document Number	9580037
Date	Nov 21, 2018
Book Page	000958/000037
Instrument	289938

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 351 Clear Creek Rd was $5,059.

Source: Clear Creek County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Clear Creek County
Unified School District	Clear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,059.00	$64,290 Land $3,880 Building $60,410	$1,028,570 Land $62,000 Building $966,570
2023	$4,045.00 (+17.79%)	$55,710 (+18.94%) Land $3,900 Building $51,810	$831,360 (+23.35%) Land $58,150 Building $773,210
2022	$3,434.00	$46,840 Land $4,310 Building $42,530	$673,980 Land $62,000 Building $611,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 351 Clear Creek Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 351 Clear Creek Rd is extreme, ranking above 95% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 97.9% of Colorado
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	200 / 20
CenturyLink DSL	100 / 10
Clear Creek Broadband Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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