1050 Clear Creek Rd, Evergreen, CO 80439 Property Records

Clear Creek County property record for 1050 Clear Creek Rd, Evergreen, CO 80439

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,600 sqft · built 1978
Lot Size	4.09 acres (178,596 sqft)
Owner	Individual Name on File
Last Sale	$740,000 (Jul 2023)
Tax Bill	$3,492 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1963-032-03-009`

Property Details

APN / Parcel Number

Primary APN	`1963-032-03-009`
Alternative APN	`R011891`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,600 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Traditional
Exterior Material	Wood Shingle
Lot Area	178,596 sqft (4.09 acres)
Terrain	Steep
Garage Type	Mixed
Garage Area	920 sqft
Parking Spaces	22 Parking Spaces
Deck Area	1,071 sqft
Patio Area	1,071 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	R011891
Old Parcel Number	1963032 03009
Street Address	1050 CLEAR CREEK RD
City	EVERGREEN
State	CO
Zip	80439-4926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR-1
Legal Description	SUBDIVISION: SADDLEBACK RIDGE ESTATES BLOCK: 1 LOT: 9 F3 & IMP
Legal Subdivision	SADDLEBACK RIDGE ESTATES
Legal Block	1
Legal Lot Number	9
Jurisdiction	CLEAR CREEK CO
Township / Civil Division	IDAHO SPRINGS
Census Block Group	3
Census Block	3053
Census Tract	14702

Owner

1050 Clear Creek Rd is owned and occupied by an individual who bought it in July 2023.

Source: Clear Creek County records, as of February 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1050 CLEAR CREEK RD, EVERGREEN, CO 80439-4926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMELIGHT HOME LOANS INC
Jul 10, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Aug 10, 2018	Deed of Trust, Mortgage · Line of Credit FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	Oct 28, 2014 · Amount on File
Deed Document Number	309811
Deed Book / Page	1046 / 160
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	1050 CLEAR CREEK RD, EVERGREEN, CO 80439-4926
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 CLEAR CREEK RD, EVERGREEN, CO 80439-4926

Mortgage

Document Number	0010440537
Date	May 22, 2023
Book Page	1044/537
Instrument	309410

Lender

Name	HOMELIGHT HOME LOANS INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85257

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	6 Months
Due	Nov 1, 2023

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	Jul 10, 2023
Property Address	1050 CLEAR CREEK RD, EVERGREEN, CO 80439-4926
Document Number	0010460160
Book / Page	1046 / 160
Instrument Date	Jul 6, 2023
Instrument	309811
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	HILLSBOROUGH TITLE INC, HTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1050 CLEAR CREEK RD, EVERGREEN, CO 80439-4926

Mortgage

Document Number	0000309812
Date	Jul 10, 2023
Instrument	309812

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	1050 CLEAR CREEK RD, EVERGREEN, CO 80439-4926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009860291
Date	Jul 15, 2020
Book Page	986/291
Instrument	296182

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	1050 CLEAR CREEK RD, EVERGREEN, CO 80439-4926
Document Number	0009530819
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 CLEAR CREEK RD EVERGREEN CO 804394926, EVERGREEN, CO 80439-4926

Mortgage

Document Number	0009530819
Date	Aug 15, 2018
Book Page	000953/000819
Instrument	288907

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 14, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1050 Clear Creek Rd was $3,492.

Source: Clear Creek County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Clear Creek County
Unified School District	Clear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,492.00	$44,380 Land $3,880 Building $40,500	$710,000 Land $62,000 Building $648,000
2023	$2,942.00 (+12.42%)	$40,520 (+13.5%) Land $3,810 Building $36,710	$604,760 (+17.74%) Land $56,830 Building $547,930
2022	$2,617.00	$35,700 Land $4,310 Building $31,390	$513,620 Land $62,000 Building $451,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1050 Clear Creek Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1050 Clear Creek Rd is very high, ranking above 94% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 97.7% of Colorado
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	200 / 20
Clear Creek Broadband Fixed Wireless	50 / 10
CenturyLink DSL	40 / 3

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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