35097 Gemwood Ln, Yucaipa, CA 92399 Property Records

San Bernardino County property record for 35097 Gemwood Ln, Yucaipa, CA 92399

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,905 sqft · built 1988
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Oct 2016)
Tax Bill	$3,126 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0303-391-56-0000`

Property Details

APN / Parcel Number

Primary APN	`0303-391-56-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,905 sqft Living Area
Gross Area	2,378 sqft
1st Floor Area	923 sqft
2nd Floor Area	982 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	35097 GEMWOOD LN
City	YUCAIPA
State	CA
Zip	92399-3099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 13508-2 LOT 56 TRACT 13508-2 LOT 56 AND INT IN COMMON AREA
Legal Subdivision	SECTION 13508-2
Legal Tract	13508-2
Legal Block	3
Legal Lot Number	56
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	YUCAIPA
Census Block Group	3
Census Block	3000
Census Tract	8716

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35097 GEMWOOD LN, YUCAIPA, CA 92399-3099
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Feb 3, 2022	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC
Mar 2, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC
Mar 3, 2020	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG
Jun 6, 2019	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG
Sep 24, 2018	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2016 · Amount on Record
Deed Sale	Oct 17, 2016 · Amount on Record
Prior Sale	Aug 29, 2014 · Amount on Record
Deed Document Number	2016433735
Prior Transfer Date	Nov 12, 2003
Prior Transfer Doc	0000897247
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	35097 GEMWOOD LN, YUCAIPA, CA 92399-3099
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35097 GEMWOOD LN, YUCAIPA, CA 92399-3099

Mortgage

Document Number	0000262381
Date	Oct 28, 2025
Instrument	2025-0262381

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	35097 GEMWOOD LN, YUCAIPA, CA 92399-3099
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35097 GEMWOOD LN, OAK GLEN, CA 92399-3099

Mortgage

Document Number	0000047363
Date	Feb 3, 2022
Instrument	2022-0047363

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	35097 GEMWOOD LN, YUCAIPA, CA 92399-3099
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35097 GEMWOOD LN, YUCAIPA, CA 92399-3099

Mortgage

Document Number	0000095533
Date	Mar 2, 2021
Instrument	2021-0095533

Lender

Name	UNITED MILITARY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	35097 GEMWOOD LN, YUCAIPA, CA 92399-3099
Document Number	0000105271
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	35097 GEMWOOD LN YUCAIPA CA 923993099, YUCAIPA, CA 92399-3099

Mortgage

Document Number	0000105271
Date	Mar 24, 2020
Instrument	105271

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	35097 GEMWOOD LN, YUCAIPA, CA 92399-3099
Document Number	0000221501
Instrument Date	Jun 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	35097 GEMWOOD LN YUCAIPA CA 923993099, YUCAIPA, CA 92399-3099

Mortgage

Document Number	0000221501
Date	Jul 3, 2019
Instrument	221501

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	35097 GEMWOOD LN, YUCAIPA, CA 92399-3099
Document Number	0000360475
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	35097 GEMWOOD LN YUCAIPA CA 923993099, YUCAIPA, CA 92399-3099

Mortgage

Document Number	0000360475
Date	Oct 2, 2018
Instrument	360475

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Yucaipa City
Unified School District	Yucaipa-Calimesa Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$414,329 (+2%) Land $103,582 Building $310,747
2025	$3,126.00 (-36.48%)	$406,205 (+4.04%) Land $101,551 Building $304,654
2023	$4,921.00 (+1.57%)	$390,432 Land $97,608 Building $292,824
2022	$4,845.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YUCAIPA VALLEY WATER DISTRICT serves 52,202 people · EPA ID CA3610055
Water Source	Surface water
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Mar 2026 Total trihalomethanes resolved · Jul 2024 Nitrate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 845 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

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