35089 Gemwood Ln, Yucaipa, CA 92399 Property Records

San Bernardino County property record for 35089 Gemwood Ln, Yucaipa, CA 92399

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,659 sqft · built 1988
Lot Size	0.129 acres (5,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$518,500 (Jul 2023)
Tax Bill	$6,625 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0303-391-57-0000`

Property Details

APN / Parcel Number

Primary APN	`0303-391-57-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,659 sqft Living Area
Gross Area	2,127 sqft
1st Floor Area	803 sqft
2nd Floor Area	856 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	5,600 sqft (0.129 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	54 sqft
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	35089 GEMWOOD LN
City	YUCAIPA
State	CA
Zip	92399-3099
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 13508-2 LOT 57 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 13508 2
Legal Tract	13508-2
Legal Block	3
Legal Lot Number	57
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	YUCAIPA
Census Block Group	3
Census Block	3000
Census Tract	8716

Owner

Source: San Bernardino County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35089 GEMWOOD LN, YUCAIPA, CA 92399-3099
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Oct 1, 2018	Loan Modification, Mortgage · Conventional Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2023 · Amount on Record
Deed Sale	Jul 26, 2023 · Amount on Record
Prior Sale	Sep 27, 2013 · Amount on Record
Deed Document Number	2023182282
Prior Transfer Date	Jul 25, 2001
Prior Transfer Doc	0000432949
Record Updated	Oct 29, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 26, 2023
Property Address	35089 GEMWOOD LN, YUCAIPA, CA 92399-3099
Document Number	0000182282
Map Reference	MB 207 PG 22-25
Instrument Date	Jul 4, 2023
Instrument	2023-0182282
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	35089 GEMWOOD LN, YUCAIPA, CA 92399-3099

Mortgage

Document Number	0000182283
Date	Jul 26, 2023
Instrument	2023-0182283

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	35089 GEMWOOD LN, YUCAIPA, CA 92399-3099
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35089 GEMWOOD LN, YUCAIPA, CA 92399-3099

Mortgage

Document Number	0000246111
Date	May 27, 2021
Instrument	2021-0246111

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	35089 GEMWOOD LN, YUCAIPA, CA 92399-3099
Document Number	0000387463
Instrument Date	Oct 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 2, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35089 GEMWOOD LN YUCAIPA CA 923993099, YUCAIPA, CA 92399-3099

Mortgage

Document Number	0000387463
Date	Oct 23, 2018
Instrument	387463

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Oct 22, 2031

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Yucaipa City
Unified School District	Yucaipa-Calimesa Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$539,240 (+2%) Land $134,810 Building $404,430
2025	$6,625.00 (+79.73%) Homeowner's exemption	$528,667 (+86.95%) Land $132,167 Building $396,500
2023	$3,686.00 (+1.68%) Homeowner's exemption	$282,785 (+2%) Land $82,480 Building $200,305
2022	$3,625.00 Homeowner's exemption	$277,240 Land $80,863 Building $196,377

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YUCAIPA VALLEY WATER DISTRICT serves 52,202 people · EPA ID CA3610055
Water Source	Surface water
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Mar 2026 Total trihalomethanes resolved · Jul 2024 Nitrate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 845 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

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