San Diego County property record for 3509 Lone Pine Ln, San Marcos, CA 92078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,249 sqft · built 2011 |
| Lot Size | 0.153 acres (6,683 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $760,000 (Nov 2020) |
| Tax Bill | $12,965 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 219-560-14-00 |
| Primary APN | 219-560-14-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,249 sqft Living Area |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Lot Area | 6,683 sqft (0.153 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3509 LONE PINE LN |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-6203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPA |
| Legal Description | LOT 14 TR 015412 |
| Legal Subdivision | SAN MARCOS THE QUORUM |
| Legal Tract | 015412 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20037 |
3509 Lone Pine Ln is owned and occupied by two individuals who bought it in November 2020.
Source: San Diego County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3509 LONE PINE LN, SAN MARCOS, CA 92078-6203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 23, 2020 | Grant Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on File |
| Deed Sale | Nov 23, 2020 · Amount on File |
| Prior Sale | Nov 27, 2013 · Amount on File |
| Deed Document Number | 2020744291 |
| Prior Transfer Date | Nov 10, 2016 |
| Prior Transfer Doc | 0000670619 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3509 LONE PINE LN, SAN MARCOS, CA 92078-6203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000429921 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 2018-0429921 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Sep 7, 2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 23, 2020 |
| Property Address | 3509 LONE PINE LN, SAN MARCOS, CA 92078-6203 |
| Document Number | 0000744291 |
| Map Reference | DOC 2006-588664 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 2020-0744291 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3509 LONE PINE LN, SAN MARCOS, CA 92078-6203 |
| Document Number | 0000744292 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2020-0744292 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 7.5% |
The 2025 property tax bill for 3509 Lone Pine Ln was $12,965.
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $839,097 (+2%) Land $250,012 Building $589,085 | |
| 2025 | $12,965.00 | $822,645 Land $245,110 Building $577,535 |
| 2023 | $11,997.00 (+2.08%) | $790,702 Land $235,593 Building $555,109 |
| 2022 | $11,752.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3509 Lone Pine Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3509 Lone Pine Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Cox Communications, San Diego Broadband, T-Mobile, Verizon.
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