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3504 Lone Pine Ln, San Marcos, CA 92078 Property Records

San Diego County property record for 3504 Lone Pine Ln, San Marcos, CA 92078

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,249 sqft · built 2011
Lot Size0.125 acres (5,446 sqft)
Owner2 Individual Names on Record
Last Sale$745,000 (Jun 2020)
Tax Bill$12,795 (2025)
Deeds & MortgagesDec 2025 Mortgage
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN219-560-10-00

Property Details

APN / Parcel Number

Primary APN219-560-10-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,249 sqft Living Area

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Lot Area5,446 sqft (0.125 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3504 LONE PINE LN
CitySAN MARCOS
StateCA
Zip92078-6203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPA
Legal DescriptionLOT 10 TR 015412
Legal SubdivisionSAN MARCOS THE QUORUM
Legal Tract015412
Legal Block2
Legal Lot Number10
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2007
Census Tract20037

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3504 LONE PINE LN, SAN MARCOS, CA 92078-6203
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 24, 2025Deed of Trust, Mortgage · Commercial Mortgage
BANK OF AMERICA NA
Jan 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 19, 2020Grant Deed, Transfer · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2020 · Amount on Record
Deed SaleJun 19, 2020 · Amount on Record
Prior SaleAug 12, 2011 · Amount on Record
Deed Document Number2020319350
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3504 LONE PINE LN, SAN MARCOS, CA 92078-6203
Transaction TypeMortgage
Record UpdatedJan 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3504 LONE PINE LN, SAN MARCOS, CA 92078-6203

Mortgage

Document Number0000362733
DateDec 24, 2025
Instrument2025-0362733
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3504 LONE PINE LN, SAN MARCOS, CA 92078-6203
Transaction TypeMortgage
Record UpdatedJan 11, 2022
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3504 LONE PINE LN, SAN MARCOS, CA 92078-6203

Mortgage

Document Number0000002116
DateJan 3, 2022
Instrument2022-0002116
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 19, 2020
Property Address3504 LONE PINE LN, SAN MARCOS, CA 92078-6203
Document Number0000319350
Instrument DateJun 1, 2020
Instrument319350
Transaction TypeTransfer
Record UpdatedJun 30, 2020
Title CompanyEQUITY TITLE COMPANY, EQUITY TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$820.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3504 LONE PINE LN SAN MARCOS CA 920786203, SAN MARCOS, CA 92078-6203

Mortgage

Document Number319351
DateJun 19, 2020
Instrument319351
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 18, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$831,057 (+2%) Land $446,205 Building $384,852
2025$12,795.00 (+8.1%) Homeowner's exemption$814,762 (+4.04%) Land $437,456 Building $377,306
2023$11,836.00 (+2.11%) Homeowner's exemption$783,125 Land $420,470 Building $362,655
2022$11,591.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, Cox Communications, San Diego Broadband, T-Mobile, Verizon.

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