Jackson County property record for 3509 Harding Rd, Jackson, MI 49203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,094 sqft · built 1953 |
| Lot Size | 0.285 acres (12,415 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $119,900 (Nov 2018) |
| Tax Bill | $2,204 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Nov 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 445-13-16-402-038-00 |
| Primary APN | 445-13-16-402-038-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,094 sqft Living Area |
| 1st Floor Area | 1,094 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Wood Siding |
| Lot Area | 12,415 sqft (0.285 acres) |
| Lot Dimensions | 188 ft deep x 66 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3509 HARDING RD |
|---|---|
| City | JACKSON |
| State | MI |
| Zip | 49203-5122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | LOT 49 SHARP PARK SUBDIVISION |
| Legal Subdivision | SHARP PARK SUBDIVISION |
| Legal Lot Number | 49 |
| Legal Unit | 49 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 5202 |
Source: Jackson County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3509 HARDING RD, JACKSON, MI 49203-5122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2023 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC |
| Nov 16, 2018 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 AT SUBURBAN |
| Nov 12, 2018 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE 1 AT SUBURBAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on Record |
| Deed Sale | Nov 16, 2018 · Amount on Record |
| Deed Document Number | 20182809765 |
| Deed Book / Page | 2131 / 277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Oct 6, 2023 |
| Property Address | 3509 HARDING RD, JACKSON, MI 49203-5122 |
| Document Number | 0002946358 |
| Book / Page | 2236 / 367 |
| Map Reference | LB 11 PG 7 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2946358 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2023 |
| Title Company | NOT AVAILABLE, AT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 S CLAY ST APT A1, A1, HOMER, MI 49245-1360 |
| Document Number | 0002946359 |
|---|---|
| Date | Oct 6, 2023 |
| Instrument | 2946359 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Nov 16, 2018 |
| Property Address | 3509 HARDING RD, JACKSON, MI 49203-5122 |
| Document Number | 0002809765 |
| Book / Page | 002131 / 000277 |
| Instrument Date | Nov 12, 2018 |
| Instrument | 2809765 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | MIDSTATE TITLE AGENCY/STHRN MI L, MIDSTATE TITLE AGCY/STHRN MI L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 669 SPARKS ST JACKSON MI 492022026, JACKSON, MI 49202-2026 |
| Document Number | 2809766 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 002131/000278 |
| Instrument | 2809766 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 3509 HARDING RD, JACKSON, MI 49203-5122 |
| Document Number | 0002809766 |
| Instrument Date | Nov 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 669 SPARKS ST JACKSON MI 492022026, JACKSON, MI 49202-2026 |
| Document Number | 0002809766 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 002131/000278 |
| Instrument | 2809766 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2048 |
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| County Subdivision | Summit Township |
| Unified School District | Jackson Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,900 (+1.91%) | $191,800 (+1.91%) | |
| 2025 | $2,204.00 (-33.81%) | $94,100 (+55.28%) | $188,200 (+55.28%) |
| 2024 | $3,330.00 (+98.33%) | ||
| 2023 | $60,600 | $121,200 | |
| 2020 | $1,679.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMIT TOWNSHIP serves 25,355 people · EPA ID MI0006450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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