Jackson County property record for 3504 Harding Rd, Jackson, MI 49203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,182 sqft · built 1935 |
| Lot Size | 0.505 acres (21,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,000 (Sep 2002) |
| Tax Bill | $1,559 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 445-13-16-401-004-00 |
| Primary APN | 445-13-16-401-004-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,182 sqft Living Area |
| 1st Floor Area | 1,182 sqft |
| Basement Area | 1,182 sqft |
| Unfinished Basement | 1,182 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Brick |
| Lot Area | 21,998 sqft (0.505 acres) |
| Lot Dimensions | 188 ft deep x 117 ft wide |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3504 HARDING RD |
|---|---|
| City | JACKSON |
| State | MI |
| Zip | 49203-5123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU1 |
| Legal Description | S 51 FT OF LOT 7 AND ENTIRE LOT 8 SHARP PARK SUBDIVISION |
| Legal Subdivision | SHARP PARK SUBDIVISION |
| Legal Lot Number | 7-8 |
| Legal Unit | 7,8 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 5202 |
3504 Harding Rd is owned and occupied by an individual who bought it in September 2002.
Source: Jackson County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3504 HARDING RD, JACKSON, MI 49203-5123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2002 · Amount on File |
| Deed Sale | Sep 13, 2002 · Amount on File |
| Deed Document Number | 20022257516 |
| Deed Book / Page | 1707 / 609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 3504 HARDING RD, JACKSON, MI 49203-5123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002766828 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 2098/0240 |
| Instrument | 2766828 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3504 Harding Rd was $1,559 with a homeowner's exemption, down 33% from the year before.
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| County Subdivision | Summit Township |
| Unified School District | Jackson Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $102,400 (+1.39%) | $204,800 (+1.39%) | |
| 2025 | $1,559.00 (-32.98%) | $101,000 | $202,000 |
| 2024 | $2,326.00 | ||
| 2023 | $84,400 | $168,800 | |
| 2020 | $2,081.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3504 Harding Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3504 Harding Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMIT TOWNSHIP serves 25,355 people · EPA ID MI0006450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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