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3509 Buffalo Rd, New Windsor, MD 21776 Property Records

Frederick County property record for 3509 Buffalo Rd, New Windsor, MD 21776

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,110 sqft · built 1999
Lot Size5.86 acres (255,262 sqft)
Owner2 Individual Names on Record
Last Sale$70,000 (Mar 1997)
Tax Bill$6,767 (2025)
Deeds & MortgagesMay 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN19-392651

Property Details

APN / Parcel Number

Primary APN19-392651
Alternative APN
  • 392651

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,110 sqft Living Area
Gross Area3,786 sqft
1st Floor Area1,896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area255,262 sqft
Garage TypeAttached
Garage Area676 sqft
Parking Spaces6 Parking Spaces
PorchOpen Porch
Porch Area49 sqft
Deck Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number392651
Street Address3509 BUFFALO RD
CityNEW WINDSOR
StateMD
Zip21776-8232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLOT 1 SEC 1 5.8655 ACRES MAJOR DIVISION
Legal SubdivisionMAJOR DIV
Legal Lot Number1
JurisdictionFREDERICK MD
Township / Civil Division19, LINGANORE
Census Block Group2
Census Block2016
Census Tract751702

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3509 BUFFALO RD, NEW WINDSOR, MD 21776-8232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 1997 · Amount on Record
Deed SaleMar 4, 1997 · Amount on Record
Deed Document Number19971056
Deed Book / Page2271 / 21
Record UpdatedSep 20, 2026

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFREDERICK MD
Property Address3509 BUFFALO RD, NEW WINDSOR, MD 21776-8232
Document Number0118680141
Book / Page011868 / 000141
Instrument DateMay 11, 2017
Transaction TypeMortgage
Record UpdatedJul 19, 2017
Title CompanyMARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3509 BUFFALO RD NEW WINDSOR MD 217768232, NEW WINDSOR, MD 21776-8232

Mortgage

Document Number0118680141
DateJun 13, 2017
Book Page011868/000141
Lender
NameSANDY SPRING BK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueJun 12, 2057

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$583,133 (+17.25%)$631,000 (+12.84%) Land $157,500 Building $473,500
2025$6,767.00 (+14.77%)
2023$5,896.00 Homeowner's exemption$497,333$559,200 Land $157,500 Building $401,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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