Frederick County property record for 3405 Buffalo Rd, New Windsor, MD 21776
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,250 sqft · built 1954 |
| Lot Size | 0.979 acres (42,644 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,688 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-392724 |
| Primary APN | 19-392724 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,250 sqft Living Area |
| Gross Area | 2,550 sqft |
| 1st Floor Area | 1,333 sqft |
| Basement Area | 250 sqft |
| Finished Basement | 250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Metal |
| Lot Area | 42,644 sqft (0.979 acres) |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 392724 |
|---|---|
| Street Address | 3405 BUFFALO RD |
| City | NEW WINDSOR |
| State | MD |
| Zip | 21776-8231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 3 SECTION 1 0.9790 ACRES COWLEY SUBDIVISION |
| Legal Subdivision | ACRES COWLEY SUB |
| Legal Lot Number | 3 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 19, LINGANORE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 751702 |
3405 Buffalo Rd is owned by an individual who acquired it in August 2013.
Source: Frederick County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3405A BUFFALO RD, NEW WINDSOR, MD 21776-8231 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2010 |
| Deed Sale | Jul 8, 2010 |
| Prior Sale | Jul 8, 2010 |
| Deed Document Number | 20103334 |
| Deed Book / Page | 7892 / 139 |
| Last Transfer Date | Aug 2, 2013 |
| Transfer Doc | 0097030011 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3405 BUFFALO RD, NEW WINDSOR, MD 21776-8231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0130950016 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 13095/0016 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | NEW WINDSOR, MD 21776 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3405 Buffalo Rd was $4,688, up 12.6% from the year before.
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,688.00 (+12.56%) | $371,600 Land $145,300 Building $226,300 | $371,600 Land $145,300 Building $226,300 |
| 2024 | $4,165.00 (+16.67%) | ||
| 2023 | $3,570.00 | $292,000 | $371,600 Land $145,300 Building $226,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3405 Buffalo Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3405 Buffalo Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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