Osceola County property record for 3508 Bay Ct, Saint Cloud, FL 34769
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,334 sqft · built 1984 |
| Lot Size | 0.03 acres (1,350 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $142,500 (Sep 2017) |
| Tax Bill | $494 (2025) |
| Deeds & Mortgages | Sep 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0926300610000A0030 |
| Primary APN | 0926300610000A0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,334 sqft Heated Area |
| Gross Area | 1,350 sqft |
| 1st Floor Area | 1,084 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,350 sqft (0.03 acres) |
| Lot Dimensions | 54 ft deep x 25 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 266 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 83299 |
|---|---|
| Street Address | 3508 BAY CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5929 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | SPUD |
| Legal Description | PINE LAKE VILLAS PB 4 PG 62 BLK A LOT 3 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | PINE LAKE VILLAS |
| Legal Tract | 610 |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43208 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3508 BAY CT, SAINT CLOUD, FL 34769-5929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2017 · Amount on Record |
| Deed Sale | Sep 26, 2017 · Amount on Record |
| Prior Sale | Nov 12, 2001 · Amount on Record |
| Deed Document Number | 2017135924 |
| Deed Book / Page | 5212 / 2582 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 26, 2017 |
| Property Address | 3508 BAY CT, SAINT CLOUD, FL 34769-5929 |
| Document Number | 0052122582 |
| Book / Page | 005212 / 002582 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 135924 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $997.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3508 BAY CT ST CLOUD FL 347695929, ST CLOUD, FL 34769-5929 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $494.00 (+15.42%) Homeowner's exemption Senior Citizen's exemption | $82,124 (+5.99%) | $193,800 (-0.36%) Land $25,000 Building $168,800 |
| 2023 | $428.00 (+10.31%) Homeowner's exemption Senior Citizen's exemption | $77,486 (+3%) | $194,500 (+37.26%) Land $14,900 Building $179,600 |
| 2022 | $388.00 Homeowner's exemption Senior Citizen's exemption | $75,230 | $141,700 Land $14,900 Building $126,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Hotwire Communications, T-Mobile, Verizon.
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