1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Bay Ct

3504 Bay Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3504 Bay Ct, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,084 sqft · built 1984
Lot Size0.03 acres (1,350 sqft)
Owner2 Individual Names on File
Last Sale$95,000 (Nov 2015)
Tax Bill$2,584 (2025)
Deeds & MortgagesNov 2025 Transfer
Flood ZoneZone X (minimal risk)
APN0926300610000A0020

Property Details

APN / Parcel Number

Primary APN0926300610000A0020
Alternative APN
  • 83298

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,084 sqft Heated Area
Gross Area1,350 sqft
1st Floor Area1,084 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,350 sqft (0.03 acres)
Lot Dimensions54 ft deep x 25 ft wide
PorchOpen Porch
Porch Area266 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number83298
Street Address3504 BAY CT
CitySAINT CLOUD
StateFL
Zip34769-5929
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionPINE LAKE VILLAS PB 4 PG 62 BLK A LOT 2
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionPINE LAKE VILLAS
Legal Tract610
Legal BlockA
Legal Lot Number2
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43208

Owner

Source: Osceola County records · APN 0926300610000A0020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-owner2 Verified Secondary Owners
Mailing Address3508 SAXONY LN, SAINT CLOUD, FL 34772-8600
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names4 Verified Names on Deed
Last SaleNov 23, 2015 · Amount on Record
Deed SaleNov 23, 2015 · Amount on Record
Prior SaleNov 23, 2015 · Amount on Record
Deed Document Number0048760356
Deed Book / Page4876 / 0356
Last Transfer DateNov 19, 2025
Transfer Doc0068820847
Record UpdatedJun 08, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateNov 19, 2025
Property Address3504 BAY CT, SAINT CLOUD, FL 34769-5929
Document Number0068820847
Book / Page6882 / 847
Map ReferenceMB 4 PG 62
Instrument DateNov 18, 2025
Instrument2025142415
Transaction TypeTransfer
Record UpdatedDec 02, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3508 SAXONY LN, SAINT CLOUD, FL 34772-8600

Transferred To (Grantee/Buyer)

NameVerified Name
Address3508 SAXONY LN, SAINT CLOUD, FL 34772-8600

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,584.00 (+10.76%)$184,100 (-) Land $25,000 Building $159,100$184,100 (-) Land $25,000 Building $159,100
2023$2,333.00 (+20.13%)$184,100 (+36.88%) Land $14,900 Building $169,200$184,100 (+36.88%) Land $14,900 Building $169,200
2022$1,942.00$134,500 Land $14,900 Building $119,600$134,500 Land $14,900 Building $119,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 29 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 units insured
6 under condo master policies

Wildfire

Wildfire RiskLow
above 5% of the US · above 4% of Florida
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 350 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Lumen TechnologiesDSL140 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Verizon, Lumen Technologies, Hotwire Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Bay Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures