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3508 Austin St, Gainesville, TX 76240 Property Records

Cooke County property record for 3508 Austin St, Gainesville, TX 76240 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 1,512 sqft · built 2003
Lot Size0.151 acres (6,599 sqft)
Owner2 Individual Names on File
Last Sale$258,974 (Nov 2025)
Tax Bill$6,549 (2025)
Deeds & MortgagesDec 2020 Line of Credit
Jul 2006 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN2132-004-00005

Property Details

APN / Parcel Number

Primary APN2132-004-00005
Alternative APN
  • 115251

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,512 sqft Living Area
Gross Area3,803 sqft
1st Floor Area1,512 sqft
2nd Floor Area1,400 sqft
Game RoomGame Room
FlooringCeramic Tile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area6,599 sqft (0.151 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Deck Area260 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2132-004-00005
Street Address3508 AUSTIN ST
CityGAINESVILLE
StateTX
Zip76240-0487
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHALMERS ESTATES; BLOCK 4; LOT 5; PHASE 1
Legal SubdivisionCHALMERS ESTATES
Legal Phase1
Legal Block4
Legal Lot Number5
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group1
Census Block1005
Census Tract1100

Owner

Source: Cooke County records · APN 2132-004-00005

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3508 AUSTIN ST, GAINESVILLE, TX 76240-0487
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2020Deed of Trust, Mortgage · Line of Credit
ZB NA
Jul 05, 2006Deed of Trust, Mortgage · Stand-Alone Second Mortgage
IRWIN MORTGAGE CORP
Nov 14, 2025Vendor's Lien, Transfer · FHA Mortgage
GUILD MORTGAGE CO
Dec 10, 2020Deed of Trust, Mortgage · Line of Credit
ZB NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 14, 2025 · Amount on Record
Deed SaleNov 14, 2025 · Amount on Record
Prior SaleApr 14, 2011 · Amount on Record
Deed Document Number20258300
Deed Book / Page2747 / 110
Prior Transfer DateApr 12, 2011
Prior Transfer Doc1741/521
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address3508 AUSTIN ST, GAINESVILLE, TX 76240-0487
Transaction TypeMortgage
Record UpdatedMay 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3508 AUSTIN ST, GAINESVILLE, TX 76240-0487

Mortgage

Document Number002382/190
DateDec 10, 2020
Book Page2382/190
Instrument2020-10012
Lender
NameZB NA
TypeBank
AddressFORT WORTH, TX 76109
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address3508 AUSTIN ST, GAINESVILLE, TX 76240-0487
Transaction TypeMortgage
Record UpdatedMay 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number001439/699
DateJul 05, 2006
Book Page1439/699
Instrument2006-00015867
Lender
NameIRWIN MORTGAGE CORP
TypeMortgage Company
AddressFISHERS, IN 46037
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2036

November 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateNov 14, 2025
Property Address3508 AUSTIN ST, GAINESVILLE, TX 76240-0487
Document Number002747/110
Book / Page2747 / 110
Map ReferenceCAB A SL 123
Instrument DateNov 10, 2025
Instrument2025-8300
Transaction TypeTransfer
Record UpdatedJun 02, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5308 BRIARCREEK DR, DURANT, OK 74701-1747

Transferred To (Grantee/Buyer)

NameVerified Name
Address3508 AUSTIN ST, GAINESVILLE, TX 76240-0487

Mortgage

Document Number0020258301
DateNov 14, 2025
Instrument2025-8301
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address3508 AUSTIN ST, GAINESVILLE, TX 76240-0487
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3508 AUSTIN ST, GAINESVILLE, TX 76240-0487

Mortgage

Document Number2382/190
DateDec 10, 2020
Book Page2382/190
Instrument2020-10012
Lender
NameZB NA
TypeBank
AddressFORT WORTH, TX 76109
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,549.00 (+9.5%) Homeowner's exemption$379,819 (+15.76%) Land $49,500 Building $330,319$379,819 (+5.51%) Land $49,500 Building $330,319
2024$5,981.00 (-1.69%)
2023$328,106 Land $41,250 Building $318,748$359,998 Land $41,250 Building $318,748
2022$6,084.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cooke County (48097C), updated April 26, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480970011001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims16 (1981–2015)
Claims Outside the SFHA7 of 16
Most Recent ClaimMay 2015, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims By Storm
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 6 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 6 claims

Wildfire

Wildfire RiskHigh
above 81% of the US · above 76% of Texas
Wildfire LikelihoodAbout 1 in 203 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Nortex CommunicationsFiber2,000 / 2,000
Optimum CommunicationsCable940 / 35
AMG Technology Investment GroupFixed Wireless500 / 100
Element8 Technology Investment GroupFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
ElektraFiFixed Wireless (licensed-by-rule)100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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